280 Blue Bend Rd, Rocky Mount, VA 24151 Property Records

Franklin County property record for 280 Blue Bend Rd, Rocky Mount, VA 24151

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,822 sqft · built 1964
Lot Size	12.2 acres (532,260 sqft)
Owner	2 Individual Names on File
Last Sale	$449,900 (Jul 2021)
Tax Bill	$1,166 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`055 00-020 01`

Property Details

APN / Parcel Number

Primary APN	`055 00-020 01`
Alternative APN	`40725`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,822 sqft Living Area
Gross Area	3,487 sqft
1st Floor Area	2,220 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1982
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	532,260 sqft (12.2 acres)
Terrain	Rolling
Driveway	Paver Driveway
Porch	Patio
Porch Area	333 sqft
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	40725
Street Address	280 BLUE BEND RD
City	ROCKY MOUNT
State	VA
Zip	24151-6558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SM
Legal Description	OFF RT 812 TRACT 20-A
Legal Phase	20-A
Legal Tract	20-A
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLACKWATER
Census Block Group	2
Census Block	2050
Census Tract	20501

Owner

280 Blue Bend Rd is owned and occupied by two individuals who acquired it in December 2025.

Source: Franklin County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	280 BLUE BEND RD, ROCKY MOUNT, VA 24151-6558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Transfer on Death Deed, Transfer
Jul 15, 2021	Deed, Transfer · Conventional Mortgage MORTGAGE NETWORK INC
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Prior Sale	Apr 4, 2012 · Amount on File
Deed Document Number	20216573
Deed Book / Page	1166 / 1529
Last Transfer Date	Dec 16, 2025
Transfer Doc	0012382221
Record Updated	Sep 20, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 17, 2025
Property Address	280 BLUE BEND RD, ROCKY MOUNT, VA 24151-6558
Document Number	0012382221
Book / Page	1238 / 2221
Instrument Date	Dec 16, 2025
Instrument	250008059
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280 BLUE BEND RD, ROCKY MOUNT, VA 24151-6558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 BLUE BEND RD, ROCKY MOUNT, VA 24151-6558

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 15, 2021
Property Address	280 BLUE BEND RD, ROCKY MOUNT, VA 24151-6558
Document Number	0011661529
Book / Page	1166 / 1529
Map Reference	MB 834 PG 1002
Instrument Date	Jul 13, 2021
Instrument	210006573
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	280 BLUE BEND RD, ROCKY MOUNT, VA 24151-6558

Mortgage

Document Number	0210006574
Date	Jul 15, 2021
Instrument	210006574

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	280 BLUE BEND RD, ROCKY MOUNT, VA 24151-6558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011432490
Date	Jul 31, 2020
Book Page	1143/2490
Instrument	200005386

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 280 Blue Bend Rd was $1,166.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,166.00	$271,300 Land $62,700 Building $208,600	$271,300 Land $62,700 Building $208,600
2023	$1,224.00	$200,800 (-) Land $55,700 Building $145,100	$200,800 (-) Land $55,700 Building $145,100
2022		$200,800 Land $55,700 Building $145,100	$200,800 Land $55,700 Building $145,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 280 Blue Bend Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Blue Bend Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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