280 Bernard Ter, Hillside, NJ 07205 Property Records

Union County and Hillside Township property record for 280 Bernard Ter, Hillside, NJ 07205

Property Summary

Property Type	Single Family Home
Details	1,402 sqft · built 1949
Lot Size	0.123 acres (5,349 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Sep 1998)
Tax Bill	$9,086 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00403-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`07-00403-0000-00017`
Alternative APNs	`070040300017` `00063600`

Interior

Stories	2 Stories
Building Area	1,402 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Colonial
Construction Type	Frame
Lot Area	5,349 sqft (0.123 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00063600
Street Address	280 BERNARD TER
City	HILLSIDE
State	NJ
Zip	07205-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	403
Legal Lot Number	17
Jurisdiction	UNION NJ
Township / Civil Division	HILLSIDE
Census Block Group	5
Census Block	5003
Census Tract	32200

Owner

Source: Union County and Hillside Township records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	280 BERNARD TER, HILLSIDE, NJ 07205-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Feb 21, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 1998 · Amount on Record
Deed Sale	Sep 28, 1998 · Amount on Record
Deed Document Number	199857991
Deed Book / Page	4723 / 313
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	280 BERNARD TER, HILLSIDE, NJ 07205-1502
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157632428
Date	Feb 24, 2026
Book Page	15763/2428
Instrument	88871

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	280 BERNARD TER, HILLSIDE, NJ 07205-1502
Transaction Type	Mortgage
Record Updated	Mar 3, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153350148
Date	Feb 21, 2023
Book Page	15335/148
Instrument	49072

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Union County and Hillside Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Hillside Township
Unified School District	Hillside Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,100 (-) Land $50,600 Building $51,500	$102,100 (-) Land $50,600 Building $51,500
2025	$9,086.00 (+7.83%)	$102,100 (-) Land $50,600 Building $51,500	$102,100 (-) Land $50,600 Building $51,500
2024	$8,426.00 (+3.96%)
2023		$102,100 Land $50,600 Building $51,500	$102,100 Land $50,600 Building $51,500
2022	$8,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 914 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

Nearby Properties on Bernard Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures