Watauga County property record for 280 Bear Creek Ln, Deep Gap, NC 28618
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 bd · 2 ba · 1,344 sqft · built 2002 |
| Lot Size | 1.82 acres (79,279 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jul 2013) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2970-29-2940-000 |
| Primary APN | 2970-29-2940-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 79,279 sqft (1.82 acres) |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 1743901 |
|---|---|
| Street Address | 280 BEAR CREEK LN |
| City | DEEP GAP |
| State | NC |
| Zip | 28618-9735 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | LOT 15 PATTONS RIDGE |
| Legal Subdivision | PATTONS RIDGE ACRES |
| Legal Lot Number | 15 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | STONY FORK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 920702 |
280 Bear Creek Ln, a residential property, is owned by an individual who bought it in July 2013.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 268, DEEP GAP, NC 28618-0268 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2013 · Amount on File |
| Deed Sale | Jul 3, 2013 · Amount on File |
| Prior Sale | Apr 19, 2012 · Amount on File |
| Deed Document Number | 2013618079 |
| Deed Book / Page | 1709 / 512 |
| Prior Transfer Date | Jun 22, 2011 |
| Prior Transfer Doc | 0015820176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 280 BEAR CREEK LN, DEEP GAP, NC 28618-9735 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0021940643 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 2194/643 |
| Instrument | 706956 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $162,200 (-) Land $23,900 Building $138,300 | |
| 2025 | $162,200 Land $23,900 Building $138,300 | |
| 2024 | $162,200 Land $23,900 Building $138,300 | |
| 2023 | $162,200 Land $23,900 Building $138,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 280 Bear Creek Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 4 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 280 Bear Creek Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
May also be available: RiverStreet Networks.
5G (outdoors only) and 4G LTE
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