280 Ball Gap Rd, Arden, NC 28704 Property Records

Buncombe County property record for 280 Ball Gap Rd, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,216 sqft · built 1952
Lot Size	4.11 acres (179,032 sqft)
Owner	Individual Name on Record
Tax Bill	$2,085 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Oct 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9634-38-0895-00000`

Property Details

APN / Parcel Number

Primary APN	`9634-38-0895-00000`
Alternative APNs	`9634-38-0893-00000` `963438083600000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,216 sqft Living Area
Gross Area	1,648 sqft
1st Floor Area	720 sqft
2nd Floor Area	496 sqft
Basement Area	432 sqft
Finished Basement	324 sqft
Unfinished Basement	108 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1952
Architectural Style	Log Home
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	179,032 sqft (4.11 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	963438083600000
Street Address	280 BALL GAP RD
City	ARDEN
State	NC
Zip	28704-8749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:06/15/2022 DEED
Legal Description	DEED DATE:06/15/2022 DEED:6230-0304 PLAT:0194-0032
Legal Lot Number	9758
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	1
Census Block	1008
Census Tract	2304

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	280 BALL GAP RD, ARDEN, NC 28704-8749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Oct 24, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 19, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2011
Deed Sale	Mar 22, 2011
Prior Sale	Nov 10, 2021
Deed Document Number	0048710267
Deed Book / Page	004871 / 000267
Last Transfer Date	Jun 15, 2022
Transfer Doc	0062300304
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	280 BALL GAP RD, ARDEN, NC 28704-8749
Transaction Type	Mortgage
Record Updated	Sep 22, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055920634
Date	Sep 20, 2017
Book Page	5592/0634

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	280 BALL GAP RD, ARDEN, NC 28704-8749
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056030820
Date	Oct 24, 2017
Book Page	5603/0820

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 14, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 15, 2022
Property Address	280 BALL GAP RD, ARDEN, NC 28704-8749
Document Number	0062300304
Book / Page	6230 / 304
Map Reference	MB 194 PG 32
Instrument Date	Jun 8, 2022
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	690 N CANTON RD, CANTON, NC 28716-3128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 BALL GAP RD, ARDEN, NC 28704-8749

Mortgage

Document Number	0006230307
Date	Jun 15, 2022
Instrument	6230/307

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 10, 2021
Property Address	280 BALL GAP RD, ARDEN, NC 28704-8749
Document Number	0061461521
Book / Page	6146 / 1521
Map Reference	MB 194 PG 32
Instrument Date	Nov 10, 2021
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 N CANTON RD, CANTON, NC 28716-3128

Mortgage

Document Number	0061461523
Date	Nov 10, 2021
Instrument	6146/1523

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 19, 2018
Property Address	280 BALL GAP RD, ARDEN, NC 28704-8749
Document Number	0057300283
Book / Page	005730 / 000283
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 BALL GAP RD ARDEN NC 287048749, ARDEN, NC 28704-8749

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,085.00 (+8.14%)	$323,600 (-)
2023	$1,928.00	$323,600	$323,600 (-) Land $167,000 Building $156,600
2021			$323,600 Land $167,000 Building $156,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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