280 Atlantic Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 280 Atlantic Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	8 bd · 5.5 ba · 5,901 sqft · built 1900
Lot Size	1.83 acres (79,715 sqft)
Owner	2 Trust Names on Record
Tax Bill	$41,376 (2026)
Deeds & Mortgages	Jul 2022 Transfer Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0134 B:0027 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0134 B:0027 L:0000`

Interior

Bedrooms	8 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,901 sqft Living Area
Gross Area	13,370 sqft
1st Floor Area	2,915 sqft
Attic	Attic
Attic Area	2,877 sqft
Basement Area	2,785 sqft
Unfinished Basement	2,785 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	79,715 sqft (1.83 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	280 ATLANTIC RD
City	GLOUCESTER
State	MA
Zip	01930-4256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-40
Legal Block	27
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2003
Census Tract	221300

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	PO BOX 665, WINCHESTER, MA 01890-0965
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHMARK BANK
Aug 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2010
Deed Sale	Apr 30, 2010
Prior Sale	Dec 4, 2006 · Amount on Record
Deed Book / Page	29428 / 148
Last Transfer Date	Jun 23, 2022
Transfer Doc	041059-325
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jul 12, 2022
Property Address	280 ATLANTIC RD, GLOUCESTER, MA 01930-4256
Document Number	041059-325
Book / Page	41059 / 325
Instrument Date	Jun 23, 2022
Instrument	20220712001400
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 ATLANTIC RD, GLOUCESTER, MA 01930-4256

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	280 ATLANTIC RD, GLOUCESTER, MA 01930-4256
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40354-289
Date	Oct 6, 2021
Book Page	40354/289
Instrument	20211006002330

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	280 ATLANTIC RD, GLOUCESTER, MA 01930-4256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37793-23
Date	Aug 28, 2019
Book Page	37793/23
Instrument	20190828003750

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$41,376.00 (+3.46%)	$4,444,200 (+8.02%) Land $2,710,200 Building $1,734,000	$3,815,213 (-25.31%)
2025	$39,991.00 (+2.87%)	$4,114,300 (+2.98%) Land $2,512,300 Building $1,602,000
2024	$38,874.00 (+1.66%)	$3,995,300 (+10.65%) Land $2,393,300 Building $1,602,000	$5,108,150
2023	$38,239.00	$3,610,900 Land $2,203,100 Building $1,407,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	123 units insured incl. 48 condo units
Nearby Flood Claims	94 (1978–2024)
Claims Outside the SFHA	15 of 94
Most Recent Claim	Feb 2024 · tidal / storm surge
Claims by Event	Winter Coastal Storm, Dec 1992 · 7 claims Coastal Storm, Oct 1991 · 25 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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