Merced County property record for 280 Arroyo Ct, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,821 sqft · built 2021 |
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Jan 2021) |
| Tax Bill | $4,762 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone AO (high risk) |
| APN | 061-623-007-000 |
| Primary APN | 061-623-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,821 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Lot Area | 7,449 sqft (0.171 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 314 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 061623007 |
|---|---|
| Street Address | 280 ARROYO CT |
| City | MERCED |
| State | CA |
| Zip | 95341-7744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARTLEY CROSSINGS LOT 22 |
| Legal Subdivision | HARTLEY XINGS |
| Legal Lot Number | 22 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 1700 |
Source: Merced County records, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 280 ARROYO CT, MERCED, CA 95341-7744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · Commercial Mortgage ELMER F KARPE INC |
| Dec 11, 2020 | Deed of Trust, Mortgage GEORGE D ARDIS |
| Jan 29, 2021 | Grant Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Oct 9, 2020 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2021 · Amount on Record |
| Deed Sale | Jan 29, 2021 · Amount on Record |
| Prior Sale | Oct 9, 2020 |
| Deed Document Number | 2021004268 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 280 ARROYO CT, MERCED, CA 95341-7744 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000039634 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020039634 |
| Name | ELMER F KARPE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BAKERSFIELD, CA 93311 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 280 ARROYO CT, MERCED, CA 95341-7744 |
| Document Number | 0000049921 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8499 MONTE CRISTO AVE LIVINGSTON CA 953349354, LIVINGSTON, CA 95334-9354 |
| Document Number | 0000049921 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 49921 |
| Name | GEORGE D ARDIS |
|---|---|
| Address | PO BOX 173859, DENVER, CO 80217-3859 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 29, 2021 |
| Property Address | 280 ARROYO CT, MERCED, CA 95341-7744 |
| Document Number | 0000004268 |
| Map Reference | MB 69 PG 50-52 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 2021004268 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 280 ARROYO CT, MERCED, CA 95341-7744 |
| Document Number | 0000004269 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2021004269 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Oct 9, 2020 |
| Property Address | 280 ARROYO CT, MERCED, CA 95341-7744 |
| Document Number | 0000036764 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 36764 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 280 ARROYO CT MERCED CA 953417744, MERCED, CA 95341-7744 |
Source: Merced County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,762.00 (+6.94%) Homeowner's exemption | $351,789 (+4.04%) Land $75,769 Building $276,020 |
| 2023 | $4,453.00 (+0.04%) Homeowner's exemption | $338,130 Land $72,828 Building $265,302 |
| 2022 | $4,451.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2016–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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