280 Aqua Ct, Naples, FL 34102 Property Records

Collier County property record for 280 Aqua Ct, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	3,417 sqft · built 2011
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,150,000 (Apr 2018)
Tax Bill	$42,848 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`004900 8 35A09`

Property Details

APN / Parcel Number

Primary APN	`004900 8 35A09`
Alternative APN	`1880120002`

Interior

Stories	2 Stories
Building Area	3,417 sqft Living Area
Gross Area	5,451 sqft
1st Floor Area	3,417 sqft

Exterior

Year Built	Built 2011
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	150 ft deep x 105 ft wide

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	504 sqft
Porch	Porch
Porch Area	312 sqft
Deck Area	1,301 sqft

Location & Zoning

Account Number	004900 8 35A09
Street Address	280 AQUA CT
City	NAPLES
State	FL
Zip	34102-7552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	AQUALANE SHORES UNIT 4 BLK 8 LOT 3
Legal Range	25
Legal Township	50
Legal Section	09
Legal Subdivision	AQUALANE SHORES UNIT 4
Legal Tract	4900
Legal Block	8
Legal Lot Number	3
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2015
Census Tract	500

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 AQUA CT, NAPLES, FL 34102-7552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Apr 2, 2018	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Prior Sale	Mar 21, 2013 · Amount on Record
Deed Document Number	5532441
Deed Book / Page	5492 / 2494
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	280 AQUA CT, NAPLES, FL 34102-7552
Document Number	0056863665
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	280 AQUA CT NAPLES FL 341027552, NAPLES, FL 34102-7552

Mortgage

Document Number	0056863665
Date	Oct 22, 2019
Book Page	005686/003665
Instrument	5780598

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.5%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 2, 2018
Property Address	280 AQUA CT, NAPLES, FL 34102-7552
Document Number	0054922494
Book / Page	005492 / 002494
Instrument Date	Mar 30, 2018
Instrument	5532441
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	280 AQUA CT NAPLES FL 341027552, NAPLES, FL 34102-7552

Mortgage

Document Number	54922498
Date	Apr 2, 2018
Book Page	005492/002498
Instrument	5532443

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$42,848.00 (+3.72%) Homeowner's exemption	$4,772,544 (+5.99%)	$7,778,825 (+43.42%) Land $3,310,560 Building $4,468,265
2023	$41,313.00 (-2.77%) Homeowner's exemption	$4,502,952 (+3%)	$5,423,888 (+2.8%) Land $2,482,920 Building $2,940,968
2022	$42,492.00 Homeowner's exemption	$4,371,798	$5,276,350 Land $2,607,066 Building $2,669,284

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 299 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	299 in force
Nearby Flood Claims	265 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Ian, Oct 2022 · 94 claims Hurricane Ian, Sep 2022 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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