280 Airmount Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 280 Airmount Ave, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details4,275 sqft · built 1956
Lot Size0.798 acres (34,761 sqft)
Owner2 Individual Names on File
Last Sale$1,088,000 (Nov 2023)
Tax Bill$22,845 (2025)
Deeds & MortgagesNov 2023 Sale
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-04401-0000-00026

Property Details

APN / Parcel Number

Primary APN48-04401-0000-00026
Alternative APN
  • 480440100026

Interior

Stories1 Story
Building Area4,275 sqft Living Area
1st Floor Area4,275 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeFrame
Lot Area34,761 sqft (0.798 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address280 AIRMOUNT AVE
CityRAMSEY
StateNJ
Zip07446-1203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description0.798AC
Legal SubdivisionRAMSEY BROOK ESTATES
Legal Block4401
Legal Lot Number26
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1023
Census Tract44202

Owner

280 Airmount Ave is owned and occupied by two individuals who bought it in November 2023.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address280 AIRMOUNT AVE, RAMSEY, NJ 07446-1203
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2023Deed, Transfer
CENTURION TITLE GROUP INC, CENTURION TITLE SERVICES LLC
Oct 21, 2020Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2023 · Amount on File
Deed SaleNov 1, 2023 · Amount on File
Prior SaleOct 21, 2020 · Amount on File
Deed Document Number202371760
Deed Book / Page5117 / 1598
Record UpdatedOct 29, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateNov 1, 2023
Property Address280 AIRMOUNT AVE, RAMSEY, NJ 07446-1203
Document Number0051171598
Book / Page5117 / 1598
Instrument DateOct 25, 2023
Instrument2023071760
Transaction TypeTransfer
Record UpdatedDec 19, 2023
Title CompanyCENTURION TITLE GROUP INC, CENTURION TITLE SERVICES LLC

Transaction

AmountAmount on Record
Tax$21,519.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 SOLDIER HILL RD3215, RD3215, PARAMUS, NJ 07652

Transferred To (Grantee/Buyer)

NameVerified Name
Address280 AIRMOUNT AVE, RAMSEY, NJ 07446-1203

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 21, 2020
Property Address280 AIRMOUNT AVE, RAMSEY, NJ 07446-1203
Document Number0037801092
Book / Page3780 / 1092
Instrument DateAug 3, 2020
Instrument20-107530
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11625 N COMMUNITY HOUSE RD, 11625, CHARLOTTE, NC 28277-1581

Transferred To (Grantee/Buyer)

NameVerified Name
Address280 AIRMOUNT AVE, RAMSEY, NJ 07446-1203

Mortgage

Document Number20107531
DateOct 21, 2020
Instrument20-107531
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 280 Airmount Ave was $22,845, up 15.3% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,117,200 (+0.69%) Land $268,100 Building $849,100$1,117,200 (+0.69%) Land $268,100 Building $849,100
2025$22,845.00 (+15.3%)$1,109,500 Land $268,100 Building $841,400$1,109,500 Land $268,100 Building $841,400
2024$19,813.00
2023$702,100 (-) Land $215,900 Building $486,200$702,100 (-) Land $215,900 Building $486,200
2022$18,416.00 (+1.16%)$702,100 Land $215,900 Building $486,200$702,100 Land $215,900 Building $486,200
2021$18,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 280 Airmount Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1990–2021)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Airmount Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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