280 7th St SW, Naples, FL 34117 Property Records

Collier County property record for 280 7th St SW, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	3,460 sqft · built 1987
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,020 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone AH (high risk)
APN	`328900 23 04C09`

Property Details

APN / Parcel Number

Primary APN	`328900 23 04C09`
Alternative APNs	`371616800020714002304` `328900 23 4C09` `37161680002`

Interior

Stories	1 Story
Building Area	3,460 sqft Living Area
Gross Area	3,524 sqft
1st Floor Area	3,460 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Masonry / Concrete Block
Lot Area	108,900 sqft
Garage Type	Attached
Garage Area	64 sqft
Pool Area	312 sqft
Deck Area	696 sqft
Quonset Hut	1,110 sqft

Location & Zoning

Street Address	280 7TH ST SW
City	NAPLES
State	FL
Zip	34117-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 12 S1/2 OF TR 23 OR 1213 PG 1543
Legal Range	27
Legal Township	49
Legal Section	9
Legal Subdivision	GOLDEN GATE EST UNIT 12
Legal Tract	23
Legal Block	2
Legal Unit	12
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2001
Census Tract	10426

Owner

280 7th St SW is owned and occupied by two individuals.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	280 7TH ST SW, NAPLES, FL 34117-2124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	280 7TH ST SW, NAPLES, FL 34117-2124
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 7TH ST SW, NAPLES, FL 34117-2124

Mortgage

Document Number	0060631197
Date	Dec 28, 2021
Book Page	6063/1197
Instrument	6181594

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 280 7th St SW was $3,020 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,117 (+2.7%)	$614,077 (+19.37%) Land $205,013 Building $409,064
2025	$3,020.00 Homeowner's exemption	$302,938	$514,414 Land $133,125 Building $381,289
2023	$2,788.00 (-1.69%) Homeowner's exemption	$285,825 (+3%)	$575,710 (+0.38%) Land $172,500 Building $403,210
2022	$2,836.00 Homeowner's exemption	$277,500	$573,525 Land $191,625 Building $381,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 280 7th St SW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	8 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 7th St SW is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20