Collier County property record for 280 21st St SW, Naples, FL 34117
| Property Type | Single Family Home |
|---|---|
| Details | 1,847 sqft · built 1995 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Apr 2026) |
| Tax Bill | $5,412 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone AH (high risk) |
| APN | 327700 54 14C07 |
| Primary APN | 327700 54 14C07 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,847 sqft Living Area |
| 1st Floor Area | 1,847 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Lot Area | 108,900 sqft |
| Pool Area | 308 sqft |
|---|---|
| Porch | Aluminum Porch |
| Porch Area | 290 sqft |
| Deck Area | 698 sqft |
| Street Address | 280 21ST ST SW |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34117-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Description | GOLDEN GATE EST UNIT 8 S1/2 OF TR 54 |
| Legal Range | 27 |
| Legal Township | 49 |
| Legal Section | 7 |
| Legal Subdivision | GOLDEN GATE EST UNIT 8 |
| Legal Tract | 54 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Legal Unit | 8 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10426 |
280 21st St SW is owned and occupied by two individuals who bought it in April 2026.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 280 21ST ST SW, NAPLES, FL 34117-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 22, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Mar 14, 2018 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on File |
| Deed Sale | Apr 22, 2026 · Amount on File |
| Prior Sale | Apr 7, 2023 · Amount on File |
| Deed Document Number | 20266813841 |
| Deed Book / Page | 6578 / 321 |
| Prior Transfer Date | Jan 13, 2009 |
| Prior Transfer Doc | 0044232583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 280 21ST ST SW, NAPLES, FL 34117-3204 |
| Document Number | 0006813841 |
| Book / Page | 6578 / 321 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.6813841 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | LEGACY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $537,320.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 280 21ST ST SW, NAPLES, FL 34117-3204 |
| Investor | Possibly a Property Investor |
| Document Number | 0006813842, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026..6813842 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 280 21ST ST SW, NAPLES, FL 34117-3204 |
| Document Number | 0065780321 |
| Book / Page | 6578 / 321 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20266813841 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | LEGACY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $537,320.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 280 21ST ST SW, NAPLES, FL 34117-3204 |
| Investor | Possibly a Property Investor |
| Document Number | 0006813842, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20266813842 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 7, 2023 |
| Property Address | 280 21ST ST SW, NAPLES, FL 34117-3204 |
| Document Number | 0062331897 |
| Book / Page | 6233 / 1897 |
| Map Reference | MB 4 PG 97&98 |
| Instrument Date | Apr 5, 2023 |
| Instrument | 6385941 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Title Company | TRINITY TITLE/TX LLC, TRINITY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,605.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7217 LOBELIA RD, FORT MYERS, FL 33967-3046 |
| Name | Verified Name |
|---|---|
| Address | 3140 FIELDSTONE BOULEVARD #1004 # 1004, 1004, NAPLES, FL 34109 |
| Document Number | 0062331899 |
|---|---|
| Date | Apr 7, 2023 |
| Instrument | 6233/1899 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 280 21ST ST SW, NAPLES, FL 34117-3204 |
| Document Number | 0054951469 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 280 21ST ST SW NAPLES FL 341173204, NAPLES, FL 34117-3204 |
| Document Number | 0054951469 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 005495/001469 |
| Instrument | 5536427 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 5, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 280 21st St SW was $5,412, up 6.8% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $544,871 (+2.7%) | $546,771 (+3.06%) Land $266,250 Building $280,521 | |
| 2025 | $5,412.00 (+6.81%) Homeowner's exemption | $530,546 Land $266,250 Building $264,296 | $530,546 Land $266,250 Building $264,296 |
| 2024 | $5,067.00 (+191.37%) | ||
| 2023 | $1,739.00 (-0.8%) Homeowner's exemption | $184,131 (+3%) | $487,533 (+6.99%) Land $208,750 Building $278,783 |
| 2022 | $1,753.00 Homeowner's exemption | $178,768 | $455,697 Land $191,625 Building $264,072 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 280 21st St SW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 8 (2017–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 280 21st St SW is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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