Somerset County and Madison Town property record for 28 Winter St, Madison, ME 04950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 858 sqft · built 1962 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Sep 2023) |
| Tax Bill | $1,752 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| APN | MADN M:018 L:011 |
| Primary APN | MADN M:018 L:011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 858 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Account Number | 587 |
|---|---|
| Street Address | 28 WINTER ST |
| City | MADISON |
| State | ME |
| Zip | 04950-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES IN |
| Legal Lot Number | 11 |
| Jurisdiction | MADISON ME |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 966500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
28 Winter St is owned and occupied by an individual who bought it in September 2023.
Source: Somerset County and Madison Town records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 WINTER ST, MADISON, ME 04950-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 1, 2023 | Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 14, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Mar 16, 2020 | Personal Representative Deed, Transfer · Stand-Alone First Mortgage SKOWHEGAN SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on File |
| Deed Sale | Sep 1, 2023 · Amount on File |
| Prior Sale | Oct 14, 2021 · Amount on File |
| Deed Document Number | 20239648 |
| Deed Book / Page | 6048 / 266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON ME |
| Property Address | 28 WINTER ST, MADISON, ME 04950-1414 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0063450001 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 6345/1 |
| Instrument | 12023 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON ME |
| Recording Date | Sep 1, 2023 |
| Property Address | 28 WINTER ST, MADISON, ME 04950-1414 |
| Document Number | 0060480266 |
| Book / Page | 6048 / 266 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 9648 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1076 PARK ST, LIVERMORE FALLS, ME 04254-4507 |
| Document Number | 0000009649 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 9649 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON ME |
| Recording Date | Oct 14, 2021 |
| Property Address | 28 WINTER ST, MADISON, ME 04950-1414 |
| Document Number | 0057800154 |
| Book / Page | 5780 / 154 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 13540 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7020 W PERSHING DR, HOMOSASSA, FL 34448-3148 |
| Document Number | 0000013541 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 13541 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | MADISON ME |
| Recording Date | Mar 16, 2020 |
| Property Address | 28 WINTER ST, MADISON, ME 04950-1414 |
| Document Number | 0055250314 |
| Book / Page | 5525 / 314 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 2943 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 64, SMITHFIELD, ME 04978-0064 |
| Document Number | 0000002944 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 2944 |
| Name | SKOWHEGAN SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 28 Winter St was $1,752, up 21.4% from the year before.
Source: Somerset County and Madison Town assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Somerset County |
| County Subdivision | Madison Town |
| Unified School District | School Administrative District 59 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,752.00 (+21.41%) | $122,500 (+36.72%) Land $31,500 Building $91,000 | |
| 2024 | $1,443.00 (+11.95%) | $89,600 (+16.06%) Land $28,000 Building $61,600 | |
| 2023 | $1,289.00 (+11.31%) | $77,200 (+23.92%) Land $23,700 Building $53,500 | $182,400 |
| 2022 | $1,158.00 | $62,300 Land $18,800 Building $43,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 28 Winter St; there have been 2 flood claims nearby since 2023.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2023) |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Winter St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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