Union County and Summit City property record for 28 Windsor Rd, Summit, NJ 07901 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1994 |
| Square Footage | 3,510 sqft Living Area |
| Lot Size | 15,028 sqft (0.345 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $1,250,000 (2009) |
| Tax Bill | $25,583.00 (2025) |
| Primary APN | 18-05203-0000-00020 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,510 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Lot Area | 15,028 sqft (0.345 acres) |
| Garage Type | Attached Garage |
| Old Parcel Number | 1800096F00050A |
|---|---|
| Street Address | 28 WINDSOR RD |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3053 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 5203 |
| Legal Lot Number | 20 |
| Jurisdiction | UNION NJ |
| Minor Civil Division | SUMMIT |
| Census Blockgroup | 4 |
| Census Block | 4004 |
| Census Tract | 37900 |
Source: Union County and Summit City records · APN 18-05203-0000-00020
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 WINDSOR RD, SUMMIT, NJ 07901-3053 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 15, 2020 | Deed of Trust, Mortgage GUARDHILL FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2009 · Amount on Record |
| Deed Sale | Aug 18, 2009 · Amount on Record |
| Prior Sale | Dec 20, 1994 · Amount on Record |
| Deed Doc Number | 2009207502 |
| Deed Book / Page | 5776 / 636 |
| Prior Transfer Date | Jun 22, 2001 |
| Prior Transfer Doc | 0051360107 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 28 WINDSOR RD, SUMMIT, NJ 07901-3053 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 28 WINDSOR RD, SUMMIT, NJ 07901-3053 |
| Document Number | 0150772253 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 15077/2253 |
| Instrument | 22714 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 20, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 28 WINDSOR RD, SUMMIT, NJ 07901-3053 |
| Document Number | 0146890080 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 28 WINDSOR RD SUMMIT NJ 079013053, SUMMIT, NJ 07901-3053 |
| Document Number | 0146890080 |
|---|---|
| Date | May 04, 2020 |
| Book Page | 014689/000080 |
| Instrument | 690846 |
| Name | GUARDHILL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | NEW YORK, NY |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 03, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $572,200 (-) Land $245,800 Building $326,400 | $572,200 (-) Land $245,800 Building $326,400 | |
| 2025 | $25,583.00 (+2.64%) | $572,200 (-) Land $245,800 Building $326,400 | $572,200 (-) Land $245,800 Building $326,400 |
| 2024 | $24,925.00 (+1.71%) | ||
| 2023 | $572,200 Land $245,800 Building $326,400 | $572,200 Land $245,800 Building $326,400 | |
| 2022 | $24,507.00 |
28 Windsor Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Union County (34039C), updated September 24, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 35th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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