28 Windmill Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 28 Windmill Rd, Conowingo, MD 21918 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1979
Square Footage1,080 sqft Total Area
Lot Size25,047 sqft (0.575 acres)
GarageAttached, 840 sqft
OccupancyOwner Occupied
Last Sale$253,000 (2019)
Tax Bill$2,871.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-030916
Alternative APNs
  • 7030916
  • 030916

Interior

Full Baths1 Baths
Building Area1,080 sqft Total Area
Basement Area756 sqft Basement
Finished Basement756 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Foyer Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area25,047 sqft (0.575 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area840 sqft Garage
Deck Area288 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number030916
Street Address28 WINDMILL RD
CityCONOWINGO
StateMD
Zip21918-1925
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 18 - .575 ACRE 28 WINDMILL ROAD HOLLAND ACRES
Legal SubdivisionHOLLAND ACRES
Legal Lot Number18
JurisdictionCECIL MD
Minor Civil Division7, PORT DEPOSIT
Census Blockgroup1
Census Block1017
Census Tract31201

Owner

Source: Cecil County records · APN 07-030916

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address28 WINDMILL RD, CONOWINGO, MD 21918-1925
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2020Deed of Trust, Mortgage
US MUTUAL HM LNS INC
May 06, 2019Grant Deed, Transfer
US MUTUAL HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 06, 2019 · Amount on Record
Deed SaleMay 06, 2019 · Amount on Record
Prior SaleApr 28, 1989 · Amount on Record
Deed Book / Page4395 / 208
Prior Transfer DateAug 16, 1984
Prior Transfer Doc0124000279
Record RefreshedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address28 WINDMILL RD, CONOWINGO, MD 21918-1925
Document Number0046330360
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 WINDMILL RD CONOWINGO MD 219181925, CONOWINGO, MD 21918-1925

Mortgage

Document Number0046330360
DateJul 06, 2020
Book Page004633/000360
Lender
NameUS MUTUAL HM LNS INC
AddressCOCKEYSVILLE, MD 21030
Agreement
AmountAmount Recorded
Term360 Months
DueJul 05, 2050

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCECIL MD
Recording DateMay 06, 2019
Property Address28 WINDMILL RD, CONOWINGO, MD 21918-1925
Document Number0043950208
Book / Page004395 / 000208
Instrument DateApr 30, 2019
Transaction TypeTransfer
Record UpdatedMay 21, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$253.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 WINDMILL RD CONOWINGO MD 219181925, CONOWINGO, MD 21918-1925

Mortgage

Document Number43950214
DateMay 06, 2019
Book Page004395/000214
Lender
NameUS MUTUAL HOME LOANS INC
Address201 INTERNATIONAL CIR # 230, HUNT VALLEY, MD 21030-1344
Agreement
AmountAmount Recorded
Term360 Months
DueMay 05, 2049

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$277,700 (+14.56%) Land $62,500 Building $215,200$277,700 (+14.56%) Land $62,500 Building $215,200
2025$2,871.00 (+45.15%) Homeowner's exemption
2023$1,978.00 Homeowner's exemption$242,400 Land $62,500 Building $179,900$242,400 Land $62,500 Building $179,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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