28 Winchester St, Frederick, MD 21701 Property Records

Frederick County property record for 28 Winchester St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	built 1900
Lot Size	0.126 acres (5,488 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2025)
Tax Bill	$2,508 (2025)
Flood Zone	Zone X (minimal risk)
APN	`02-044137`

Property Details

APN / Parcel Number

Primary APN	`02-044137`
Alternative APNs	`2044137` `044137`

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	5,488 sqft (0.126 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	044137
Street Address	28 WINCHESTER ST
City	FREDERICK
State	MD
Zip	21701-6525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR
Legal Description	LT #17 5488 SQ. FT. 28 WINCHESTER ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	17
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1003
Census Tract	772200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5109 CAP STINE RD, FREDERICK, MD 21703-7403
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Deed Book / Page	17403 / 434
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,400 (+168.01%) Land $137,400	$137,400 (-) Land $137,400
2025	$2,508.00 (+172.31%)
2023	$921.00	$51,267	$137,400 Land $137,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20