Middlesex County and Reading Town property record for 28 Wilson St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,260 sqft · built 1958 |
| Lot Size | 0.127 acres (5,545 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jul 2018) |
| Tax Bill | $7,165 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jan 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 77000000024B |
| Primary APN | 77000000024B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 1,779 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 420 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,545 sqft (0.127 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 77000000024B |
|---|---|
| Street Address | 28 WILSON ST |
| City | READING |
| State | MA |
| Zip | 01867-2729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 WILSON ST, READING, MA 01867-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Jan 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW JERSEY LENDERS CORP |
| Jul 6, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Jan 12, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 6, 2018 · Amount on Record |
| Deed Sale | Jul 6, 2018 · Amount on Record |
| Prior Sale | Apr 28, 2016 · Amount on Record |
| Deed Book / Page | 71277 / 25 |
| Transfer Doc | 68747-263 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 28 WILSON ST, READING, MA 01867-2729 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080200-358 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 80200/358 |
| Instrument | 80929 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 28 WILSON ST, READING, MA 01867-2729 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74047-125 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 74047/125 |
| Instrument | 12941 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 6, 2018 |
| Property Address | 28 WILSON ST, READING, MA 01867-2729 |
| Document Number | 71277-25 |
| Book / Page | 071277 / 000025 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 99993 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,166.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 WILSON ST READING MA 018672729, READING, MA 01867-2729 |
| Document Number | 71277-28 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 071277/000028 |
| Instrument | 99994 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 12, 2017 |
| Property Address | 28 WILSON ST, READING, MA 01867-2729 |
| Document Number | 68747-263 |
| Book / Page | 068747 / 000263 |
| Instrument Date | Dec 29, 2016 |
| Instrument | 6106 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 28 WILSON ST READING MA 018672729, READING, MA 01867-2729 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,165.00 (+3.33%) | $629,100 (+6.34%) Land $401,600 Building $227,500 | $617,975 (+2.17%) |
| 2024 | $6,934.00 (+2.02%) | $591,600 (+9.58%) Land $377,600 Building $214,000 | $604,865 |
| 2023 | $6,797.00 | $539,900 Land $344,600 Building $195,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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