Schenectady County and Schenectady City property record for 28 Wilson Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,406 sqft · built 1920 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100,000 (Feb 2020) |
| Tax Bill | $5,379 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Feb 2020 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.38-2-15 |
| Primary APN | 421500 60.38-2-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,406 sqft Living Area |
| 1st Floor Area | 781 sqft |
| 2nd Floor Area | 625 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 195 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 247 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 28 WILSON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Subdivision | TOWN OF ROTTERDAM |
| Legal Block | 2 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 205 CENTRAL AVE, SCHENECTADY, NY 12304-4701 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 18, 2020 | Deed of Trust, Mortgage · Commercial Mortgage SUNMARK FCU |
| Feb 12, 2020 | Grant Deed, Transfer · Construction Mortgage UPSTATE PROPERTIES LLC |
| Jan 24, 2019 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2020 · Amount on Record |
| Deed Sale | Feb 12, 2020 · Amount on Record |
| Prior Sale | Jan 24, 2019 · Amount on Record |
| Deed Document Number | 20206160 |
| Deed Book / Page | 2030 / 393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 28 WILSON AVE, SCHENECTADY, NY 12304-1806 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017570 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 4997/357 |
| Instrument | 202017570 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 15, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 12, 2020 |
| Property Address | 28 WILSON AVE, SCHENECTADY, NY 12304-1806 |
| Document Number | 0000006160 |
| Book / Page | 002030 / 000393 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 6160 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 205 CENTRAL AVE SCHENECTADY NY 123044701, SCHENECTADY, NY 12304-4701 |
| Document Number | 6161 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 004972/000459 |
| Instrument | 6161 |
| Name | UPSTATE PROPERTIES LLC |
|---|---|
| Address | 1698 CRANE ST, SCHENECTADY, NY 12303-2220 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 11, 2021 |
| Rate | 8% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 24, 2019 |
| Property Address | 28 WILSON AVE, SCHENECTADY, NY 12304-1806 |
| Document Number | 0000003481 |
| Book / Page | 002004 / 000184 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 3481 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $36.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1698 CRANE ST SCHENECTADY NY 123032220, SCHENECTADY, NY 12303-2220 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,379.00 (+2.18%) | ||
| 2025 | $5,264.00 (+4.65%) | $105,300 (-) Land $15,800 Building $89,500 | $174,367 (+30.82%) Land $26,163 Building $148,204 |
| 2023 | $105,300 (-) Land $15,800 Building $89,500 | $133,291 (+3.8%) Land $20,000 Building $113,291 | |
| 2022 | $105,300 Land $15,800 Building $89,500 | $128,415 Land $19,268 Building $109,147 | |
| 2021 | $5,030.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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