Flagler County property record for 28 Willow St, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,618 sqft · built 2023 |
| Lot Size | 0.14 acres (6,111 sqft) |
| Owner | Individual Name on File |
| Last Sale | $322,832 (Jun 2023) |
| Tax Bill | $2,779 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-11-30-6060-00000-1830 |
| Primary APN | 23-11-30-6060-00000-1830 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,618 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,111 sqft (0.14 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 28 WILLOW ST |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITEVIEW VILLAGE PHASE I MB 40 PG 46 LOT 183 |
| Legal Subdivision | WHITEVIEW VILLAGE |
| Legal Phase | 1 |
| Legal Lot Number | 183 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 60210 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 28 WILLOW ST, PALM COAST, FL 32164-7234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on File |
| Deed Sale | Jun 23, 2023 · Amount on File |
| Deed Document Number | 2023027077 |
| Deed Book / Page | 2791 / 321 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 23, 2023 |
| Property Address | 28 WILLOW ST, PALM COAST, FL 32164-7234 |
| Document Number | 0027910321 |
| Book / Page | 2791 / 321 |
| Map Reference | MB 40 PG 46 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023027077 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,260.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10475 FORTUNE PKWY STE 100, 100, JACKSONVILLE, FL 32256-3674 |
| Name | Verified Name |
|---|---|
| Address | 28-WILLOW STREET, PALM COAST, FL 32164-7234 |
| Document Number | 0002791323 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2791/323 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,779.00 (+436.49%) Homeowner's exemption | $196,080 (+600.29%) | $268,202 (+857.86%) Land $50,000 Building $218,202 |
| 2023 | $518.00 (+127.19%) | $28,000 (+133.33%) Land $28,000 | $28,000 (+133.33%) Land $28,000 |
| 2022 | $228.00 | $12,000 Land $12,000 | $12,000 Land $12,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 4 (2014–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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