Monmouth County and Neptune Township property record for 28 Willow Dr, Neptune, NJ 07753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,110 sqft · built 1956 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $351,000 (Jan 2021) |
| Tax Bill | $8,665 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-04306-0000-00003 |
| Primary APN | 35-04306-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| 1st Floor Area | 1,110 sqft |
| Basement Area | 950 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 78 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00073760 |
|---|---|
| Street Address | 28 WILLOW DR |
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-3334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | HAMILTON GARDENS SEC 02 |
| Legal Block | 4306 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 808002 |
28 Willow Dr is owned and occupied by two individuals who bought it in January 2021.
Source: Monmouth County and Neptune Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 WILLOW DR, NEPTUNE, NJ 07753-3334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2021 | Grant Deed, Transfer · FHA Mortgage FREEDOM MTG |
| Dec 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Jan 9, 2020 | Grant Deed, Transfer · FHA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on File |
| Deed Sale | Jan 14, 2021 · Amount on File |
| Prior Sale | Jan 9, 2020 · Amount on File |
| Deed Document Number | 20218402 |
| Deed Book / Page | 9473 / 5606 |
| Prior Transfer Date | Mar 22, 2011 |
| Prior Transfer Doc | 0088888185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 14, 2021 |
| Property Address | 28 WILLOW DR, NEPTUNE, NJ 07753-3334 |
| Document Number | 0000008407 |
| Book / Page | 009473 / 005606 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 8407 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | SHEPHERD TITLE AGENCY, SHEPHERD TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28 WILLOW DR NEPTUNE NJ 077533334, NEPTUNE, NJ 07753-3334 |
| Document Number | 8403 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 009473/005689 |
| Instrument | 8403 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 28 WILLOW DR, NEPTUNE, NJ 07753-3334 |
| Document Number | 0000008403 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 28 WILLOW DR NEPTUNE NJ 077533334, NEPTUNE, NJ 07753-3334 |
| Document Number | 0000008403 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 009473/005689 |
| Instrument | 8403 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 9, 2020 |
| Property Address | 28 WILLOW DR, NEPTUNE, NJ 07753-3334 |
| Document Number | 0000003105 |
| Book / Page | 009390 / 001249 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 3105 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2020 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $334.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 WILLOW DR NEPTUNE NJ 077533334, NEPTUNE, NJ 07753-3334 |
| Document Number | 3106 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 009390/001267 |
| Instrument | 3106 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2050 |
The 2025 property tax bill for 28 Willow Dr was $8,665, up 22% from the year before.
Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Neptune Township |
| Unified School District | Neptune Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $523,900 (+11.26%) Land $369,400 Building $154,500 | $523,900 (+11.26%) Land $369,400 Building $154,500 | |
| 2025 | $8,665.00 (+22.04%) | $470,900 Land $291,200 Building $179,700 | $470,900 Land $291,200 Building $179,700 |
| 2024 | $7,100.00 | ||
| 2023 | $374,100 Land $201,800 Building $172,300 | $374,100 Land $201,800 Building $172,300 | |
| 2022 | $6,951.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Willow Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2005–2018) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Willow Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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