Baltimore County property record for 28 Willow Ave, Towson, MD 21286
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,430 sqft · built 2013 |
| Lot Size | 0.149 acres (6,473 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $740,000 (Apr 2024) |
| Tax Bill | $8,522 (2024) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2024 Sale & Mortgage + 3 more |
| APN | 09-2500009631 |
| Primary APN | 09-2500009631 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,430 sqft Living Area |
| 1st Floor Area | 1,362 sqft |
| Basement Area | 950 sqft |
| Finished Basement | 950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,473 sqft (0.149 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 2500009631 |
|---|---|
| Street Address | 28 WILLOW AVE |
| City | TOWSON |
| State | MD |
| Zip | 21286-5226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.149 AC TOWSON MANOR |
| Legal Subdivision | TOWSON MANOR |
| Legal Block | 3 |
| Legal Lot Number | 121 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 490900 |
28 Willow Ave is owner-occupied and held in a trust since April 2024.
Source: Baltimore County records, as of June 11, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 28 WILLOW AVE, TOWSON, MD 21286-5226 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 2, 2024 | Deed, Transfer · Seller Carry-Back THE HUNTINGTON NATIONAL BANK |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 20, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 10, 2021 | Deed, Transfer DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on File |
| Deed Sale | Apr 2, 2024 · Amount on File |
| Prior Sale | Sep 10, 2021 · Amount on File |
| Deed Book / Page | 48918 / 158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jun 1, 2026 |
| Property Address | 28 WILLOW AVE, TOWSON, MD 21286-5226 |
| Document Number | 5136000182 |
| Book / Page | 51365 / 182 |
| Instrument Date | May 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 28 WILLOW AVE, TOWSON, MD 21286-5226 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Apr 2, 2024 |
| Property Address | 28 WILLOW AVE, TOWSON, MD 21286-5226 |
| Document Number | 0489180158 |
| Book / Page | 48918 / 158 |
| Map Reference | MB JLE 79 FO 258 |
| Instrument Date | Mar 21, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | C AND J TITLE, C & C TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28 WILLOW AVE, TOWSON, MD 21286-5226 |
| Document Number | 0489180167 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 48918-0167 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.2% |
| Margin | 3 |
| Max Rate | 12.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 28 WILLOW AVE, TOWSON, MD 21286-5226 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0437970223 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 43797/223 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 28 WILLOW AVE, TOWSON, MD 21286-5226 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 28 WILLOW AVE, TOWSON, MD 21286-5226 |
| Document Number | 0467510109 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 46751/109 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Sep 10, 2021 |
| Property Address | 28 WILLOW AVE, TOWSON, MD 21286-5226 |
| Document Number | 0454440395 |
| Book / Page | 45444 / 395 |
| Map Reference | MB JLE 79 FO 258 |
| Instrument Date | Jun 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9754 WASHINGTONIAN BLVD, GAITHERSBURG, MD 20878-7308 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $654,500 Land $203,300 Building $451,200 | $654,500 Land $203,300 Building $451,200 | |
| 2024 | $8,522.00 (+102.95%) | ||
| 2023 | $4,199.00 Homeowner's exemption | $628,833 | $654,500 Land $203,300 Building $451,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 28 Willow Ave; there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Willow Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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