St. Johns County property record for 28 Williams St, Saint Augustine, FL 32084 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,382 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Garage | Attached, 441 sqft |
| Last Sale | $630,000 (2025) |
| Tax Bill | $3,167.00 (2025) |
| Primary APN | 191830-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,382 sqft Living Area |
| Gross Area | 1,823 sqft Gross Area |
| 1st Floor | 1,187 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 100 ft x 75 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Patio Area | 248 sqft Patio |
| Porch Area | 216 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 28 WILLIAMS ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2894 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 3/41 MIRAMAR ON THE BAY LOT 1 & W1/2 LOT 2 OR6239/755 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 07 |
| Legal Subdivision | MIRAMAR ON THE BAY |
| Legal Block | 2 |
| Legal Lot Number | 1,2 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 20200 |
Source: St. Johns County records · APN 191830-0000
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4106 SANTA MARIA ST, MIAMI, FL 33146-1123 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 10, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Oct 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage NQM FUNDING LLC |
| Apr 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on Record |
| Deed Sale | Oct 15, 2025 · Amount on Record |
| Prior Sale | Apr 18, 2018 · Amount on Record |
| Deed Doc Number | 202584140 |
| Deed Book / Page | 6239 / 755 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 28 WILLIAMS ST, SAINT AUGUSTINE, FL 32084-2894 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 28 WILLIAMS ST, ST AUGUSTINE, FL 32084-2894 |
| Investor | Possibly a Property Investor |
| Document Number | 0059300265 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 5930/265 |
| Instrument | 2024026857 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 02, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 15, 2025 |
| Property Address | 28 WILLIAMS ST, SAINT AUGUSTINE, FL 32084-2894 |
| Document Number | 0062390755 |
| Book / Page | 6239 / 755 |
| Map Reference | MB 3 PG 41 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 2025084140 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,410.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 WILLIAMS ST, ST AUGUSTINE, FL 32084-2894 |
| Name | Verified Name |
|---|---|
| Address | 4106 SANTA MARIA ST, CORAL GABLES, FL 33146-1123 |
| Document Number | 0006239761 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 6239/761 |
| Name | NQM FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 18, 2018 |
| Property Address | 28 WILLIAMS ST, SAINT AUGUSTINE, FL 32084-2894 |
| Document Number | 0045330317 |
| Book / Page | 004533 / 000317 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 26024 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,876.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 28 WILLIAMS ST ST AUGUSTINE FL 320842894, ST AUGUSTINE, FL 32084-2894 |
| Document Number | 45330319 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 004533/000319 |
| Instrument | 26025 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $552,831 (+180.32%) Land $307,125 Building $245,706 | $552,831 (+10.86%) Land $307,125 Building $245,706 | |
| 2025 | $3,167.00 (+8.27%) Homeowner's exemption | $197,211 (+2.9%) | $498,686 (+6.18%) Land $307,125 Building $191,561 |
| 2024 | $2,925.00 (+2.85%) Homeowner's exemption | $191,653 (+3%) | $469,667 (+0.97%) Land $307,125 Building $162,542 |
| 2023 | $2,844.00 (+3.76%) Homeowner's exemption | $186,071 (+3%) | $465,154 (+16.87%) Land $300,000 Building $165,154 |
| 2022 | $2,741.00 Homeowner's exemption | $180,651 | $398,013 Land $252,000 Building $146,013 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Wildfire Risk | Low above 2% of the US · above 2% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures