28 William St, Rockaway, NJ 07866 Property Records

Morris County and Rockaway Township property record for 28 William St, Rockaway, NJ 07866

Property Summary

Property Type	Single Family Home
Details	1,000 sqft · built 1964
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Oct 2020)
Tax Bill	$10,502 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2022 Line of Credit + 2 more
APN	`35-22004-0000-00036`

Property Details

APN / Parcel Number

Primary APN	`35-22004-0000-00036`
Alternative APNs	`3500059000000036` `352200400036`

Interior

Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	3500059000000036
Street Address	28 WILLIAM ST
City	ROCKAWAY
State	NJ
Zip	07866-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-13
Legal Subdivision	WHITE MDW LAKE SEC 04
Legal Block	22004
Legal Lot Number	36
Jurisdiction	MORRIS NJ
Township / Civil Division	ROCKAWAY
Census Block Group	2
Census Block	2013
Census Tract	44404

Owner

Source: Morris County and Rockaway Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 WILLIAM ST, ROCKAWAY, NJ 07866-1926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit GARDEN SAVINGS FCU
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit GARDEN SAVINGS FCU
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC
Jul 19, 2018	Grant Deed, Transfer · Conventional with PMI TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	202072971
Deed Book / Page	23901 / 1532
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	28 WILLIAM ST, ROCKAWAY, NJ 07866-1926
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0249811001
Date	Sep 18, 2025
Book Page	24981/1001
Instrument	2025038275

Lender

Name	GARDEN SAVINGS FCU
Type	Credit Union
Address	PARSIPPANY, NJ 07054

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	28 WILLIAM ST, ROCKAWAY, NJ 07866-1926
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0245110818
Date	Oct 17, 2022
Book Page	24511/818
Instrument	2022068114

Lender

Name	GARDEN SAVINGS FCU
Type	Credit Union
Address	PARSIPPANY, NJ 07054

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	28 WILLIAM ST, ROCKAWAY, NJ 07866-1926
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0242801363
Date	Dec 2, 2021
Book Page	24280/1363
Instrument	2021096588

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2036

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Jul 19, 2018
Property Address	28 WILLIAM ST, ROCKAWAY, NJ 07866-1926
Document Number	0233820764
Book / Page	023382 / 000764
Instrument Date	Jul 13, 2018
Instrument	40195
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	28 WILLIAM ST ROCKAWAY NJ 078661926, ROCKAWAY, NJ 07866-1926

Mortgage

Document Number	233820769
Date	Jul 19, 2018
Book Page	023382/000769
Instrument	40196

Lender

Name	TIAA FSB
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

Source: Morris County and Rockaway Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Rockaway Township
Secondary School District	Morris Hills Regional School District (09 - 12)
Elementary School District	Rockaway Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,500 (+8.86%) Land $264,600 Building $221,900	$486,500 (+8.86%) Land $264,600 Building $221,900
2025		$446,900 (+16.78%) Land $227,000 Building $219,900	$446,900 (+16.78%) Land $227,000 Building $219,900
2024	$10,502.00 (+9.36%)
2023		$382,700 Land $180,800 Building $201,900	$382,700 Land $180,800 Building $201,900
2022	$9,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1978–2011)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKAWAY TWP WATER DEPT serves 14,000 people · EPA ID NJ1435002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	48 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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