28 Whitaker St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 28 Whitaker St, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,065 sqft · built 1954
Lot Size	0.251 acres (10,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Apr 2017)
Tax Bill	$4,156 (2026)
Deeds & Mortgages	May 2026 Line of Credit Apr 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12215 P:0005`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12215 P:0005`
Alternative APN	`122150005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,065 sqft Living Area
1st Floor Area	1,065 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,912 sqft (0.251 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	122150005
Street Address	28 WHITAKER ST
City	SPRINGFIELD
State	MA
Zip	01104-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CHRISTOPHER J ALLEN
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4009
Census Tract	800300

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 WHITAKER ST, SPRINGFIELD, MA 01104-1255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK
Apr 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 28, 2017	Quit Claim Deed, Transfer · FHA Mortgage PARAMOUNT RES MTG GP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Feb 28, 2013 · Amount on Record
Deed Document Number	201723191
Deed Book / Page	21659 / 335
Transfer Doc	021659-335
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	May 20, 2026
Property Address	28 WHITAKER ST, SPRINGFIELD, MA 01104-1255
Document Number	026338-288
Book / Page	26338 / 288
Instrument Date	May 15, 2026
Instrument	202622356
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 WHITAKER ST, SPRINGFIELD, MA 01104-1255

Mortgage

Document Number	0000022356,
Date	May 20, 2026
Book Page	26338/288
Instrument	202622356

Lender

Name	WESTFIELD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	28 WHITAKER ST, SPRINGFIELD, MA 01104-1255
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024487-300
Date	Apr 6, 2022
Book Page	24487/300
Instrument	21064

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 28, 2017
Property Address	28 WHITAKER ST, SPRINGFIELD, MA 01104-1255
Document Number	21659-335
Book / Page	21659 / 335
Instrument	23191
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.42
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	216590338
Date	Apr 28, 2017
Instrument	21659/0338

Lender

Name	PARAMOUNT RES MTG GP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2047

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,156.00 (+8.8%)	$268,800 (+10.34%) Land $38,500 Building $230,300	$271,756 (+9.14%)
2025	$3,820.00 (+14.61%)	$243,600 (+24.6%) Land $40,100 Building $203,500	$248,995 (+16.08%)
2024			$214,510
2023	$3,333.00	$195,500 Land $35,500 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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