Union County and Clark Township property record for 28 Wheatsheaf Rd, Clark, NJ 07066
| Property Type | Single Family Home |
|---|---|
| Details | 3,069 sqft · built 1963 |
| Lot Size | 0.375 acres (16,339 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Dec 2020) |
| Tax Bill | $15,291 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 02-00004-03-00016 |
| Primary APN | 02-00004-03-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,069 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 16,339 sqft (0.375 acres) |
| Lot Dimensions | 172 ft deep x 95 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200004C00016 |
|---|---|
| Street Address | 28 WHEATSHEAF RD |
| City | CLARK |
| State | NJ |
| Zip | 07066-2734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R150 |
| Legal Subdivision | OAKRIDGE ESTATES |
| Legal Block | 4.3 |
| Legal Lot Number | 16 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CLARK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 36302 |
28 Wheatsheaf Rd is owned and occupied by two individuals who bought it in December 2020.
Source: Union County and Clark Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 WHEATSHEAF RD, CLARK, NJ 07066-2734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JAMES J SR ELEK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2020 · Amount on File |
| Deed Sale | Dec 3, 2020 · Amount on File |
| Deed Document Number | 2020330792 |
| Deed Book / Page | 6391 / 2891 |
| Prior Transfer Date | Jun 21, 2013 |
| Prior Transfer Doc | 0059580357 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 28 WHEATSHEAF RD, CLARK, NJ 07066-2734 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0156962975 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 15696/2975 |
| Instrument | 83390 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 28 WHEATSHEAF RD, CLARK, NJ 07066-2734 |
| Document Number | 0148002150 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 28 WHEATSHEAF RD SCOTCH PLAINS NJ 07076, SCOTCH PLAINS, NJ 07076 |
| Document Number | 0148002150 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 014800/002150 |
| Instrument | 701993 |
| Name | JAMES J SR ELEK |
|---|---|
| Address | 454 CLIFF RD, SEWAREN, NJ 07077-1408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 28 Wheatsheaf Rd was $15,291, up 2.5% from the year before.
Source: Union County and Clark Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Clark Township |
| Unified School District | Clark Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $673,900 (-) Land $245,400 Building $428,500 | $673,900 (-) Land $245,400 Building $428,500 | |
| 2025 | $15,291.00 (+2.49%) | $673,900 Land $245,400 Building $428,500 | $673,900 Land $245,400 Building $428,500 |
| 2024 | $14,920.00 | ||
| 2023 | $673,900 Land $245,400 Building $428,500 | $673,900 Land $245,400 Building $428,500 | |
| 2022 | $14,273.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Wheatsheaf Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 97 (1978–2025) |
| Claims Outside the SFHA | 12 of 97 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Wheatsheaf Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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