28 Western Ave, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 28 Western Ave, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1906
Lot Size	0.329 acres (14,344 sqft)
Owner	2 Company Names on Record
Last Sale	$59,900 (Jan 1983)
Tax Bill	$6,047 (2025)
Deeds & Mortgages	Jul 2021 Transfer Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R10`

Property Details

APN / Parcel Number

Primary APN	`R10`
Alternative APNs	`BEVE M:0008 B:0158 L` `1633`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,176 sqft Living Area
Gross Area	2,673 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,344 sqft (0.329 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1633
Street Address	28 WESTERN AVE
City	BEVERLY
State	MA
Zip	01915-3938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	BEVERLY
Legal Block	158
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	4
Census Block	4003
Census Tract	217202

Owner

Source: Essex County and Beverly City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	28 WESTERN AVE, BEVERLY, MA 01915-3938
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 20, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 1983 · Amount on Record
Deed Sale	Jan 20, 1983 · Amount on Record
Deed Book / Page	7036 / 326
Last Transfer Date	Jul 14, 2021
Transfer Doc	0040097-90
Record Updated	Sep 20, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Jul 20, 2021
Property Address	28 WESTERN AVE, BEVERLY, MA 01915-3938
Document Number	0040097-90
Book / Page	40097 / 90
Instrument Date	Jul 14, 2021
Instrument	20210720001520
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 WESTERN AVE, BEVERLY, MA 01915-3938

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	28 WESTERN AVE, BEVERLY, MA 01915-3938
Document Number	37128-171
Instrument Date	Oct 20, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 WESTERN AVE BEVERLY MA 019153938, BEVERLY, MA 01915-3938

Mortgage

Document Number	37128-171
Date	Nov 2, 2018
Book Page	037128/000171
Instrument	2003010

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	28 WESTERN AVE, BEVERLY, MA 01915-3938
Document Number	36088-456
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	36088-456
Date	Aug 9, 2017
Book Page	036088/000456
Instrument	1708090300

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Aug 8, 2030

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,047.00 (+5.37%)	$550,200 (+7.67%) Land $380,900 Building $169,300	$576,745
2024	$5,739.00 (+4.5%)	$511,000 (+4.78%) Land $342,000 Building $169,000
2023	$5,492.00	$487,700 Land $318,700 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1978–2014)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Feb 2014 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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