28 West St, Covington, KY 41016 Property Records

Kenton County property record for 28 West St, Covington, KY 41016

Property Summary

Property Type	Other Improved
Details	2 bd · 1 ba · 918 sqft · built 1826
Lot Size	0.378 acres (16,500 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Oct 2017)
Tax Bill	$132 (2025)
Deeds & Mortgages	Oct 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`040-14-07-028.00`

Property Details

APN / Parcel Number

Primary APN	`040-14-07-028.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	103 Units
Stories	1 Story
Building Area	918 sqft Finished Area
Gross Area	978 sqft

Exterior

Year Built	Built 1826
Effective Year Built	Effective 1826
Foundation Type	Block
Roof Material	Metal
Lot Area	16,500 sqft (0.378 acres)
Lot Dimensions	250 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	28 WEST ST
City	COVINGTON
State	KY
Zip	41016-1686
Property Category	Other
Property Type	Other > Other Improved
Legal Description	HAZEN LOTS 16-17 & PT LOT 30 66'X 250' IRREG
Legal Subdivision	HAZEN LIVIUS
Legal Lot Number	17,30
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	63800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 SUNRISE CT, LUDLOW, KY 41016-1701
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2017 · Amount on Record
Deed Sale	Oct 11, 2017 · Amount on Record
Prior Sale	Jan 28, 2005 · Amount on Record
Deed Document Number	201710 11 059 00063
Deed Book / Page	6268 / 330
Record Updated	Oct 29, 2026

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Oct 11, 2017
Property Address	28 WEST ST, COVINGTON, KY 41016-1686
Document Number	0000000063
Book / Page	0C6268 / 000330
Instrument Date	Jul 27, 2017
Instrument	63
Transaction Type	Foreclosure
Record Updated	Dec 8, 2017

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SUNRISE CT LUDLOW KY 410161701, LUDLOW, KY 41016-1701

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,000 (+5%) Land $15,000	$15,000 (+5%) Land $15,000
2025	$132.00 (-0.75%)	$10,000 (-) Land $10,000	$10,000 (-) Land $10,000
2023	$133.00	$10,000 Land $10,000	$10,000 Land $10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20