28 Wenham Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 28 Wenham Rd, Topsfield, MA 01983

Property Summary

Property TypeSingle Family Home
Details5 bd · 6.5 ba · 5,586 sqft · built 1770
Lot Size10.4 acres (456,944 sqft)
Owner2 Individual Names on Record
Last Sale$767,500 (Aug 2015)
Tax Bill$19,060 (2025)
Deeds & MortgagesJun 2021 Refinance
Oct 2017 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNTOPS M:0064 B:0015 L

Property Details

APN / Parcel Number

Primary APNTOPS M:0064 B:0015 L
Alternative APN
  • 2098

Interior

Bedrooms5 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area5,586 sqft Living Area
Gross Area10,319 sqft
Basement Area2,122 sqft
Unfinished Basement2,122 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1770
Effective Year BuiltEffective 1770
Architectural StyleHistorical
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area456,944 sqft (10.4 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number2098
Street Address28 WENHAM RD
CityTOPSFIELD
StateMA
Zip01983-2508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORA
Legal SubdivisionTOPSFIELD
Legal Block15
JurisdictionTOPSFIELD MA
Township / Civil DivisionTOPSFIELD
Census Block Group2
Census Block2028
Census Tract214100

Owner

Source: Essex County and Topsfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 WENHAM RD, TOPSFIELD, MA 01983-2508
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TD BANK NA
Oct 4, 2017Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Nov 20, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
TD BANK NA
Mar 16, 2020Deed of Trust, Mortgage · Balloon Mortgage
TD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2015 · Amount on Record
Deed SaleAug 13, 2015 · Amount on Record
Prior SaleOct 15, 2012
Deed Book / Page34294 / 256
Transfer Doc2968000553
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address28 WENHAM RD, TOPSFIELD, MA 01983-2508
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039935-128
DateJun 1, 2021
Book Page39935/128
Instrument20210601003460
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address28 WENHAM RD, TOPSFIELD, MA 01983-2508
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36228-70
DateOct 4, 2017
Book Page36228/70
Instrument153
Lender
NameTD BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address28 WENHAM RD, TOPSFIELD, MA 01983-2508
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38043-479
DateNov 20, 2019
Book Page38043/479
Instrument20191120002110
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address28 WENHAM RD, TOPSFIELD, MA 01983-2508
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38336-27
DateMar 16, 2020
Book Page38336/27
Instrument20200316000310
Lender
NameTD BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionTopsfield Town
Secondary School DistrictMasconomet School District (07 - 12)
Elementary School DistrictTopsfield School District (PK - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,060.00 (+3.82%)$1,271,500 (+1.74%) Land $611,700 Building $659,800$1,313,375
2024$18,358.00 (+3.33%)$1,249,700 (+6.91%) Land $589,900 Building $659,800
2023$17,767.00$1,168,900 Land $547,800 Building $621,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims10 (1978–2010)
Claims Outside the SFHA1 of 10
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Severe Storms And Flooding, May 2006 · 5 claims
  • Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

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