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28 Wells St, Westerly, RI 02891 Property Records

Westerly Town property record for 28 Wells St, Westerly, RI 02891

Property Summary

Property TypeCommercial Building, Warehouse, Showroom
Details2 bd · 2.5 ba · 2,400 sqft · built 1940
Lot Size0.438 acres (19,068 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Mar 2018)
Tax Bill$3,846 (2025)
Deeds & MortgagesAug 2020 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:87 B:74

Property Details

APN / Parcel Number

Primary APNWEST M:87 B:74
Alternative APNs
  • M:087 B:74 L
  • 4043917

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Units6 Units
Stories2 Stories
Building Area2,400 sqft Total Area
Gross Area3,476 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,068 sqft (0.438 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4043917
Street Address28 WELLS ST
CityWESTERLY
StateRI
Zip02891-2929
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Building, Warehouse, Showroom
Legal Block74
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1033
Census Tract50802

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 AUTUMN LN, WESTERLY, RI 02891-1003
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
JEWETT CTY SVGS BK
Mar 16, 2018Warranty Deed, Transfer
MEADOWBROOK REALTY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2018 · Amount on Record
Deed SaleMar 16, 2018 · Amount on Record
Prior SaleAug 26, 2016 · Amount on Record
Deed Document Number20181015
Deed Book / Page2018 / 3907
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address28 WELLS ST, WESTERLY, RI 02891-2929
Document Number2020-5652
Instrument DateAug 6, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 AUTUMN LN WESTERLY RI 028911003, WESTERLY, RI 02891-1003

Mortgage

Document Number2020-5652
DateAug 6, 2020
Book Page002020/015652
Instrument3622
Lender
NameJEWETT CTY SVGS BK
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueAug 5, 2045

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateMar 16, 2018
Property Address28 WELLS ST, WESTERLY, RI 02891-2929
Document Number2018-3907
Book / Page2018 / 3907
Instrument1015
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$48.02
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20183909
DateMar 16, 2018
Instrument02018/3909
Lender
NameMEADOWBROOK REALTY
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,846.00 (-19.37%)$494,300 (+5.28%) Land $283,800 Building $210,500
2023$4,770.00 (+0.59%)$469,500 (-) Land $258,200 Building $211,300
2022$4,742.00$469,500 Land $258,200 Building $211,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1981–2012)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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