28 Wells Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 28 Wells Ave, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,628 sqft · built 1930
Lot Size	0.248 acres (10,820 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2018)
Tax Bill	$3,575 (2025)
Deeds & Mortgages	Jan 2022 Refinance Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`230-00020`

Property Details

APN / Parcel Number

Primary APN	`230-00020`
Alternative APN	`CHIC M:0230 P:00020`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,628 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	906 sqft
Basement Area	722 sqft
Unfinished Basement	722 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,820 sqft (0.248 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	230-00020
Street Address	28 WELLS AVE
City	CHICOPEE
State	MA
Zip	01020-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4
Legal Subdivision	CHICOPEE
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3012
Census Tract	810601

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 WELLS AVE, CHICOPEE, MA 01020-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Dec 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Dec 18, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2018 · Amount on Record
Deed Sale	Dec 18, 2018 · Amount on Record
Prior Sale	Jun 27, 2012 · Amount on Record
Deed Document Number	201875026
Deed Book / Page	22488 / 74
Transfer Doc	15560-154
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	28 WELLS AVE, CHICOPEE, MA 01020-1432
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024368-453
Date	Jan 24, 2022
Book Page	24368/453
Instrument	4548

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2047

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	28 WELLS AVE, CHICOPEE, MA 01020-1432
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024314-91
Date	Dec 20, 2021
Book Page	24314/91
Instrument	90756

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	Jan 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 18, 2018
Property Address	28 WELLS AVE, CHICOPEE, MA 01020-1432
Document Number	22488-74
Book / Page	22488 / 74
Instrument Date	Dec 13, 2018
Instrument	75026
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 FAIRVIEW AVE, CHICOPEE, MA 01013-2919

Mortgage

Document Number	75027
Date	Dec 18, 2018
Instrument	75027

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,575.00 (+5.49%)	$235,800 (+2.7%) Land $91,000 Building $144,800	$244,150
2024	$3,389.00 (+6.87%)	$229,600 (+9.7%) Land $89,200 Building $140,400
2023	$3,171.00	$209,300 Land $81,000 Building $128,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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