28 Wayne St, Providence, RI 02908 Property Records

Providence City property record for 28 Wayne St, Providence, RI 02908

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,815 sqft · built 1905
Lot Size	0.069 acres (3,018 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Oct 2020)
Tax Bill	$3,105 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:68 L:525`

Property Details

APN / Parcel Number

Primary APN	`PROV M:68 L:525`
Alternative APNs	`P:0680525 L:0000` `32004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,815 sqft Living Area
Gross Area	2,933 sqft
1st Floor Area	726 sqft
Basement Area	726 sqft
Unfinished Basement	726 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2003
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,018 sqft (0.069 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	32004
Street Address	28 WAYNE ST
City	PROVIDENCE
State	RI
Zip	02908-3736
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Lot Number	525
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1004
Census Tract	2600

Owner

28 Wayne St, a duplex, is owned and occupied by an individual who bought it in October 2020.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	28 WAYNE ST, PROVIDENCE, RI 02908-3736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 1, 2020	Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG
Oct 5, 2018	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Oct 5, 2018 · Amount on File
Deed Document Number	2020266300
Deed Book / Page	12856 / 55
Transfer Doc	0009122-10
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	28 WAYNE ST, PROVIDENCE, RI 02908-3736
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013768-59
Date	Dec 19, 2022
Book Page	13768/59
Instrument	2022337516

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jan 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Oct 1, 2020
Property Address	28 WAYNE ST, PROVIDENCE, RI 02908-3736
Document Number	12856-55
Book / Page	012856 / 000055
Instrument Date	Sep 30, 2020
Instrument	266300
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 WAYNE ST PROVIDENCE RI 029083736, PROVIDENCE, RI 02908-3736

Mortgage

Document Number	12856-57
Date	Oct 1, 2020
Book Page	012856/000057
Instrument	266301

Lender

Name	NATIONS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Oct 5, 2018
Property Address	28 WAYNE ST, PROVIDENCE, RI 02908-3736
Document Number	012178-113
Book / Page	12178 / 113
Instrument	211281
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.18
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0121780116
Date	Oct 5, 2018
Instrument	12178/0116

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 28 Wayne St was $3,105.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,105.00	$411,200 Land $142,200 Building $269,000	$462,945
2023	$4,850.00 (+3.08%)	$264,300 (-) Land $67,200 Building $197,100
2022	$4,705.00	$264,300 Land $67,200 Building $197,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Wayne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 28 Wayne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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