28 Wayne Dr, Monticello, KY 42633 Property Records

Wayne County property record for 28 Wayne Dr, Monticello, KY 42633

Property Summary

Property Type	Single Family Home
Details	1,800 sqft · built 2006
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Nov 2023)
Tax Bill	$2,341 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-00-00-046.11`

Property Details

APN / Parcel Number

Primary APN	`038-00-00-046.11`
Alternative APNs	`25200` `45215`

Interior

Stories	1 Story
Building Area	1,800 sqft Living Area
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Terrain	Rolling
Garage Type	Basement
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	216 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	45215
Street Address	28 WAYNE DR
City	MONTICELLO
State	KY
Zip	42633-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWOOD ESTATES
Legal Subdivision	WESTWOOD ESTATES
Legal Lot Number	19
Jurisdiction	WAYNE KY
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2001
Census Tract	920300

Owner

Source: Wayne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 820, SOMERSET, KY 42502-0820
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 13, 2023	Deed, Construction Loan · Construction Mortgage FIRST & FARMERS NATIONAL BANK INC
Oct 4, 2019	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	Oct 4, 2019 · Amount on Record
Deed Document Number	2023158875
Deed Book / Page	410 / 5
Prior Transfer Date	Sep 10, 2019
Prior Transfer Doc	000384/433
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Property Address	28 WAYNE DR, MONTICELLO, KY 42633-2330
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000442/424
Date	Feb 1, 2021
Book Page	442/424
Instrument	147777

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

November 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	WAYNE KY
Recording Date	Nov 13, 2023
Property Address	28 WAYNE DR, MONTICELLO, KY 42633-2330
Document Number	00000410/5
Book / Page	410 / 5
Map Reference	CAB B SL 69
Instrument Date	Nov 3, 2023
Instrument	158875
Transaction Type	Construction Loan
Record Updated	Dec 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 WAYNE DR, MONTICELLO, KY 42633-2330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 WINNA DR, MONTICELLO, KY 42633-3725

Mortgage

Document Number	0000158876
Date	Nov 13, 2023
Instrument	158876

Lender

Name	FIRST & FARMERS NATIONAL BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2053

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE KY
Recording Date	Oct 4, 2019
Property Address	28 WAYNE DR, MONTICELLO, KY 42633-2330
Document Number	000384/433
Book / Page	384 / 433
Map Reference	CAB B SL 69
Instrument Date	Sep 10, 2019
Instrument	142613
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Tax	$11.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 WAYNE DR, MONTICELLO, KY 42633-2330

Mortgage

Document Number	0000142614
Date	Oct 4, 2019
Instrument	142614

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Municipality	Monticello City
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,000 (-) Land $25,000 Building $210,000	$235,000 (-) Land $25,000 Building $210,000
2025	$2,341.00 (+176.71%)	$235,000 (+72.79%)	$235,000 (+72.79%)
2023	$846.00 (-6.93%) Disabled Person's exemption	$136,000 (-)	$136,000 (-)
2022	$909.00 Disabled Person's exemption	$136,000 Land $12,000 Building $124,000	$136,000 Land $12,000 Building $124,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTICELLO WATER & SEWER COMMISSION serves 21,000 people · EPA ID KY1160291
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jul 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Community Telecom Services Cable · Fiber in parts of the area	250 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wayne Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures