28 Wave St, #2, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 28 Wave St, #2, Lynn, MA 01902

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,789 sqft · built 1915
Lot Size	0.119 acres (5,166 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Sep 2023)
Tax Bill	$5,407 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B:081 L:573 S:012-002`

Property Details

APN / Parcel Number

Primary APN	`B:081 L:573 S:012-002`
Alternative APN	`LYNN M:081 B:573 L:012 S:002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,789 sqft Living Area
Gross Area	2,491 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,166 sqft (0.119 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	28 WAVE ST, 2
City	LYNN
State	MA
Zip	01902-3220
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Block	573
Legal Lot Number	12
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2006
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Diamond Historic District listed 1996 · 590 contributing resources · NRIS 96001040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 WAVE ST, 2, LYNN, MA 01902-3219
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2025	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 13, 2023	Condominium Deed, Transfer · Stand-Alone First Mortgage LOANUNITED.COM LLC
Oct 5, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC
May 17, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
May 4, 2017	Quit Claim Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Oct 5, 2021 · Amount on Record
Deed Book / Page	41757 / 92
Last Transfer Date	Jul 25, 2025
Transfer Doc	0042880-22
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	28 WAVE ST # 2, 2, LYNN, MA 01902-3220
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042520-177
Date	Jan 6, 2025
Book Page	42520/177
Instrument	20250106003460

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Reverse Mortgage Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

September 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LYNN MA
Recording Date	Sep 13, 2023
Property Address	28 WAVE ST # 2, 2, LYNN, MA 01902-3220
Document Number	0041757-92
Book / Page	41757 / 92
Instrument Date	Sep 12, 2023
Instrument	20230913000390
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	28 WAVE ST # 2, 2, LYNN, MA 01902-3220

Mortgage

Document Number	230913000400
Date	Sep 13, 2023
Instrument	230913000400

Lender

Name	LOANUNITED.COM LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 5, 2021
Property Address	28 WAVE ST # 2, 2, LYNN, MA 01902-3220
Document Number	040351-478
Book / Page	40351 / 478
Instrument Date	Oct 5, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 WAVE ST # 2, 2, LYNN, MA 01902-3220
Investor	Possibly a Property Investor

Mortgage

Document Number	0040351481
Date	Oct 5, 2021
Instrument	40351/481

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 17, 2019
Property Address	28 WAVE ST # 2, 2, LYNN, MA 01902-3220
Document Number	37517-227
Book / Page	37517 / 227
Instrument Date	May 16, 2019
Instrument	20190517003140
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 WAVE ST # 2, 2, LYNN, MA 01902-3220

Mortgage

Document Number	190517003150
Date	May 17, 2019
Instrument	190517003150

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 4, 2017
Property Address	28 WAVE ST # 2, 2, LYNN, MA 01902-3220
Document Number	35844-566
Book / Page	035844 / 000566
Instrument Date	Apr 26, 2017
Instrument	1705040304
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,573.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 MONTVALE AVE #2 STONEHAM MA 02180, 2, STONEHAM, MA 02180

Mortgage

Document Number	35844-569
Date	May 4, 2017
Book Page	035844/000569
Instrument	1705040305

Lender

Name	USAA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,407.00 (+4.69%)	$521,900 (+6.4%) Building $521,900	$553,090
2024	$5,165.00 (+2.7%)	$490,500 (+8.76%) Building $490,500
2023	$5,029.00	$451,000 Building $451,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	121 units insured incl. 120 condo units
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Starry, T-Mobile.

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