28 Watson Ave, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 28 Watson Ave, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,600 sqft · built 1890
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$197,250 (Feb 2021)
Tax Bill	$15,666 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554203 89.20-1-36`

Property Details

APN / Parcel Number

Primary APN	`554203 89.20-1-36`
Alternative APN	`55420300216 030 021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	140 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28 WATSON AVE
City	OSSINING
State	NY
Zip	10562-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MATHEW CLARD
Legal Block	1
Legal Lot Number	36.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	3
Census Block	3000
Census Tract	13402

Owner

Source: Westchester County and Ossining Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 WATSON AVE, OSSINING, NY 10562-4424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2021 · Amount on Record
Deed Sale	Feb 10, 2021 · Amount on Record
Prior Sale	Apr 10, 2001 · Amount on Record
Deed Document Number	20213381
Prior Transfer Date	Jul 16, 2020
Prior Transfer Doc	0000003381
Record Updated	Jun 8, 2026

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 10, 2021
Property Address	28 WATSON AVE, OSSINING, NY 10562-4424
Document Number	0601923381
Map Reference	MAP 560
Instrument Date	Jul 16, 2020
Instrument	601923381
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 WATSON AVE, OSSINING, NY 10562-4424

Mortgage

Document Number	0610404014
Date	Feb 10, 2021
Instrument	610404014

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Municipality	Ossining Village
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,666.00	$524,800 (+16.08%) Land $272,500 Building $252,300	$524,800 (+16.08%) Land $272,500 Building $252,300
2024	Homeowner's exemption	$452,100 (+6.9%) Land $166,600 Building $285,500	$452,100 (+6.9%) Land $166,600 Building $285,500
2023		$422,900 Land $166,600 Building $256,300	$422,900 Land $166,600 Building $256,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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