28 Washington Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 28 Washington Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,410 sqft · built 1955
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Dec 2023)
Tax Bill	$10,568 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00060-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`10-00060-0000-00027`
Alternative APN	`100006000027`

Interior

Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Street Address	28 WASHINGTON AVE
City	MIDDLESEX
State	NJ
Zip	08846-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	75X100 28-29
Legal Subdivision	LINCOLN HEIGHTS
Legal Block	60
Legal Lot Number	27
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1014
Census Tract	101

Owner

28 Washington Ave is owned and occupied by two individuals who bought it in December 2023.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 WASHINGTON AVE, MIDDLESEX, NJ 08846-1458
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2023 · Amount on File
Deed Sale	Dec 4, 2023 · Amount on File
Prior Sale	Oct 12, 1998 · Amount on File
Deed Document Number	202370898
Deed Book / Page	19354 / 467
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 4, 2023
Property Address	28 WASHINGTON AVE, MIDDLESEX, NJ 08846-1458
Document Number	0000070898
Book / Page	19354 / 467
Instrument Date	Nov 28, 2023
Instrument	2023070898
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	EAST COAST TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,983.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 GARDEN PL, MIDDLESEX, NJ 08846-1405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 WASHINGTON AVE, MIDDLESEX, NJ 08846-1458

Mortgage

Document Number	0000070899
Date	Dec 4, 2023
Instrument	2023070899

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 28 Washington Ave was $10,568, up 8.7% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,500 (-) Land $149,300 Building $349,200	$498,500 (-) Land $149,300 Building $349,200
2025	$10,568.00 (+8.75%)	$498,500 Land $149,300 Building $349,200	$498,500 Land $149,300 Building $349,200
2024	$9,718.00
2023		$420,000 (+320.84%) Land $149,300 Building $270,700	$420,000 (+320.84%) Land $149,300 Building $270,700
2022	$9,871.00	$99,800 Land $33,800 Building $66,000	$99,800 Land $33,800 Building $66,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28 Washington Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	12 (2011–2025)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Washington Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20