Essex County and Montclair Township property record for 28 Ward Pl, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,050 sqft · built 1927 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | Company Name on File |
| Last Sale | $399,000 (Apr 2018) |
| Tax Bill | $10,024 (2025) |
| Deeds & Mortgages | Jul 2019 Refinance Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03901-0000-00002 |
| Primary APN | 13-03901-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,050 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Construction Type | Frame |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 100 ft deep x 42 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130390100002 |
|---|---|
| Street Address | 28 WARD PL |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 42X100 IRR |
| Legal Block | 3901 |
| Legal Lot Number | 2 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 17200 |
28 Ward Pl is owned by a company that bought it in April 2018.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 123 WALNUT ST, 5, MONTCLAIR, NJ 07042-3863 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LUSITANIA SAVINGS BANK |
| Apr 18, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LUSITANIA SVGS BK |
| Apr 19, 2018 | Grant Deed, Transfer · Conventional Mortgage US MTG/NJ |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2018 · Amount on File |
| Deed Sale | Apr 19, 2018 · Amount on File |
| Prior Sale | Jul 10, 1995 · Amount on File |
| Deed Document Number | 201833717 |
| Prior Transfer Date | Feb 1, 2016 |
| Prior Transfer Doc | 2016013587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 28 WARD PL, MONTCLAIR, NJ 07042-3106 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000071119 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 2019071119 |
| Name | LUSITANIA SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 28 WARD PL, MONTCLAIR, NJ 07042-3106 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 158 VALLEY RD, MONTCLAIR, NJ 07042-2323 |
| Document Number | 0000039077 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022039077 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 28 WARD PL, MONTCLAIR, NJ 07042-3106 |
| Document Number | 0000097172 |
| Instrument Date | Sep 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 123 WALNUT ST #5 MONTCLAIR NJ 070423863, 5, MONTCLAIR, NJ 07042-3863 |
| Document Number | 0000097172 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 97172 |
| Name | LUSITANIA SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | NEWARK, NJ 07105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 19, 2018 |
| Property Address | 28 WARD PL, MONTCLAIR, NJ 07042-3106 |
| Document Number | 0000033717 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 33717 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 WARD PL MONTCLAIR NJ 070423106, MONTCLAIR, NJ 07042-3106 |
| Document Number | 33720 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 33720 |
| Name | US MTG/NJ |
|---|---|
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Apr 18, 2041 |
The 2025 property tax bill for 28 Ward Pl was $10,024, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,100 (-) Land $172,000 Building $113,100 | $285,100 (-) Land $172,000 Building $113,100 | |
| 2025 | $10,024.00 (+3.33%) | $285,100 Land $172,000 Building $113,100 | $285,100 Land $172,000 Building $113,100 |
| 2024 | $9,701.00 | ||
| 2023 | $285,100 Land $172,000 Building $113,100 | $285,100 Land $172,000 Building $113,100 | |
| 2022 | $9,374.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Ward Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Ward Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 854 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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