28 Ward Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 28 Ward Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 6,011 sqft · built 2006
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$2,260,000 (May 2020)
Tax Bill	$32,195 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00104-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`41-00104-0000-00009`
Alternative APNs	`410010400009` `186100`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,011 sqft Living Area
1st Floor Area	3,599 sqft
Upper Floors Area	3,311 sqft
Attic	Attic
Attic Area	2,518 sqft
Basement Area	2,518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	52,272 sqft
Garage Type	Built-in
Garage Area	1,057 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Patio Area	680 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	186100
Street Address	28 WARD AVE
City	RUMSON
State	NJ
Zip	07760-1960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF40
Legal Block	104
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	2
Census Block	2008
Census Tract	803900

Owner

28 Ward Ave is owned and occupied by two individuals who bought it in May 2020.

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 WARD AVE, RUMSON, NJ 07760-1960
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2020 · Amount on File
Deed Sale	May 7, 2020 · Amount on File
Deed Document Number	202048065
Deed Book / Page	9412 / 4840
Record Updated	Sep 20, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 7, 2020
Property Address	28 WARD AVE, RUMSON, NJ 07760-1960
Document Number	0000048065
Book / Page	009412 / 004840
Instrument Date	Mar 20, 2020
Instrument	48065
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	ABSOLUTE SETTLEMENT COMPANY, ABSOLUTE SETTLEMENT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 WARD AVE RUMSON NJ 077601960, RUMSON, NJ 07760-1960

Mortgage

Document Number	48066
Date	May 7, 2020
Book Page	009412/004847
Instrument	48066

Lender

Name	US BK
Type	Bank
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 28 Ward Ave was $32,195, up 1.2% from the year before.

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,484,500 (+13.53%) Land $1,808,300 Building $1,676,200	$3,484,500 (+13.53%) Land $1,808,300 Building $1,676,200
2025	$32,195.00 (+1.18%)	$3,069,100 Land $1,607,800 Building $1,461,300	$3,069,100 Land $1,607,800 Building $1,461,300
2024	$31,819.00
2023		$2,745,000 Land $1,482,000 Building $1,263,000	$2,745,000 Land $1,482,000 Building $1,263,000
2022	$32,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Ward Ave in Zone X, an area of minimal flood risk, though there have been 111 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	111 (1984–2022)
Claims Outside the SFHA	24 of 111
Most Recent Claim	Nov 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 60 claims Hurricane Irene, Aug 2011 · 8 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Ward Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250