28 Walnut St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 28 Walnut St, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 4,513 sqft · built 1855
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Tax Bill	$40,884 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 146-11-1-32-1`

Property Details

APN / Parcel Number

Primary APN	`551400 146-11-1-32-1`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,513 sqft Living Area
1st Floor Area	2,110 sqft
2nd Floor Area	1,690 sqft
Upper Floors Area	713 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1855
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	28 WALNUT ST
City	RYE
State	NY
Zip	10580-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	1
Legal Lot Number	32.001
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2016
Census Tract	7700

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 WALNUT ST, RYE, NY 10580-2743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 24, 2020
Property Address	28 WALNUT ST, RYE, NY 10580-2888
Document Number	0602163324
Book / Page	060216 / 003324
Instrument Date	Aug 10, 2020
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 COLBY AVE RYE NY 105802548, RYE, NY 10580-2548

Mortgage

Document Number	602333818
Date	Aug 24, 2020
Book Page	060233/003818

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$40,884.00 (+1,461.65%)
2025	$2,618.00	$32,250 (-) Land $5,600 Building $26,650	$2,733,051 (+6.78%) Land $474,576 Building $2,258,475
2024		$32,250 (-) Land $5,600 Building $26,650	$2,559,523 (+2.38%) Land $444,444 Building $2,115,079
2023		$32,250 Land $5,600 Building $26,650	$2,500,000 Land $434,109 Building $2,065,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 individual policies
Nearby Flood Policies	88 units insured incl. 34 condo units
Nearby Flood Claims	340 (1978–2023)
Claims Outside the SFHA	91 of 340
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 53 claims Hurricane Irene, Aug 2011 · 61 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20