Ocean County and Barnegat Light Borough property record for 28 W 3rd St, Barnegat Light, NJ 08006
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,392 sqft · built 1980 |
| Lot Size | 0.287 acres (12,506 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Dec 2019) |
| Tax Bill | $7,129 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Dec 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 02-00006-0000-00031 |
| Primary APN | 02-00006-0000-00031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 2,204 sqft |
| Basement Area | 812 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 12,506 sqft (0.287 acres) |
| Lot Dimensions | 118 ft deep x 106 ft wide |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 28 W 3RD ST |
|---|---|
| City | BARNEGAT LIGHT |
| State | NJ |
| Zip | 08006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | 106X118 |
| Legal Subdivision | BARNEGAT LIGHT |
| Legal Block | 6 |
| Legal Lot Number | 31 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BARNEGAT LIGHT |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 738100 |
Source: Ocean County and Barnegat Light Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 770, BARNEGAT LIGHT, NJ 08006-0770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 5, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2019 · Amount on Record |
| Deed Sale | Dec 5, 2019 · Amount on Record |
| Prior Sale | Mar 10, 2016 |
| Deed Document Number | 2019124160 |
| Deed Book / Page | 17706 / 1057 |
| Prior Transfer Date | Mar 7, 2016 |
| Prior Transfer Doc | 2016023384 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 28 W 3RD ST, BARNEGAT LIGHT, NJ 08006-1400 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0184491922 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 18449/1922 |
| Instrument | 2021066024 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Dec 5, 2019 |
| Property Address | 28 3RD ST, BARNEGAT, NJ 08005 |
| Document Number | 0177061057 |
| Book / Page | 017706 / 001057 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 124160 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 770 BARNEGAT LIGHT NJ 080060770, BARNEGAT LIGHT, NJ 08006-0770 |
Source: Ocean County and Barnegat Light Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Barnegat Light Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $644,000 (-) Land $440,800 Building $203,200 | $644,000 (-) Land $440,800 Building $203,200 | |
| 2025 | $7,129.00 (+14.23%) Veteran's exemption | $644,000 (-) Land $440,800 Building $203,200 | $644,000 (-) Land $440,800 Building $203,200 |
| 2024 | $6,241.00 (+22.98%) | ||
| 2023 | $644,000 Land $440,800 Building $203,200 | $644,000 Land $440,800 Building $203,200 | |
| 2022 | $5,075.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 325 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 335 units insured incl. 10 condo units |
| Nearby Flood Claims | 42 (1979–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARNEGAT LIGHT WATER DEP serves 4,148 people · EPA ID NJ1501001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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