28 Virgil Ct, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 28 Virgil Ct, Bay Point, CA 94565

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,063 sqft · built 1986
Lot Size	0.146 acres (6,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,000 (May 2019)
Tax Bill	$5,670 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-432-008-5`

Property Details

APN / Parcel Number

Primary APN	`098-432-008-5`
Alternative APN	`098-432-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,063 sqft Living Area
1st Floor Area	1,063 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Lot Area	6,375 sqft (0.146 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	28 VIRGIL CT
City	BAY POINT
State	CA
Zip	94565-1562
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	M29
Legal Description	T05695 L0069 B EX MR
Legal Subdivision	SUBDIVISION 5695
Legal Tract	05695
Legal Lot Number	69
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	1
Census Block	1000
Census Tract	314103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 VIRGIL CT, BAY POINT, CA 94565-1562
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 1, 2019	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 2, 2018	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	201962127
Prior Transfer Date	May 24, 2016
Prior Transfer Doc	0000224513
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	28 VIRGIL CT, BAY POINT, CA 94565-1562
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 VIRGIL CT, BAY POINT, CA 94565-1562

Mortgage

Document Number	0000166835
Date	Jun 8, 2021
Instrument	2021-166835

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 1, 2019
Property Address	28 VIRGIL CT, BAY POINT, CA 94565-1562
Document Number	0000062127
Map Reference	MB 272 PG 37-41
Instrument Date	Apr 30, 2019
Instrument	2019-062127
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 VIRGIL CT, BAY POINT, CA 94565-1562

Mortgage

Document Number	0000062128
Date	May 1, 2019
Instrument	2019-062128

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Mortgage

Document Number	0000062130
Date	May 1, 2019
Instrument	2019-062130

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 2, 2018
Property Address	28 VIRGIL CT, BAY POINT, CA 94565-1562
Document Number	0000105315
Instrument Date	Jun 19, 2018
Instrument	105315
Transaction Type	Foreclosure
Record Updated	Jul 10, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$331.65
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 287 SAN RAMON CA 945830287, SAN RAMON, CA 94583-0287

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$447,162 (+2%) Land $145,639 Building $301,523
2025	$5,670.00 (+4.96%) Homeowner's exemption	$438,395 (+4.04%) Land $142,784 Building $295,611
2023	$5,402.00 (+0.76%) Homeowner's exemption	$421,374 Land $137,241 Building $284,133
2022	$5,361.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Unwired.

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