28 Vinal St, Hudson, MA 01749 Property Records

Middlesex County and Hudson Town property record for 28 Vinal St, Hudson, MA 01749

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,146 sqft · built 1982
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Jun 2021)
Tax Bill	$7,755 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20188`

Property Details

APN / Parcel Number

Primary APN	`20188`
Alternative APN	`HUDS M:0020 B:0000 L:0188`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
Gross Area	2,418 sqft
1st Floor Area	1,146 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20188
Street Address	28 VINAL ST
City	HUDSON
State	MA
Zip	01749-1762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SB
Legal Lot Number	188
Jurisdiction	HUDSON MA
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1002
Census Tract	322400

Owner

28 Vinal St is owned and occupied by an individual who bought it in June 2021.

Source: Middlesex County and Hudson Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	28 VINAL ST, HUDSON, MA 01749-1762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Aug 17, 2020	Deed of Trust, Mortgage · Balloon Mortgage ST MARYS CREDIT UNION
Jun 11, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage ST MARY'S CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Prior Sale	Dec 1, 1995 · Amount on File
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUDSON MA
Recording Date	Jul 10, 2026
Property Address	28 VINAL ST, HUDSON, MA 01749-1762
Document Number	0000084969
Book / Page	85859 / 501
Instrument Date	Jun 12, 2026
Instrument	202684969
Transaction Type	Transfer
Record Updated	Jul 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 VINAL ST, HUDSON, MA 01749-1762

Mortgage

Date	Jul 10, 2026

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	28 VINAL ST, HUDSON, MA 01749-1762
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	075377-531
Date	Aug 17, 2020
Book Page	75377/531
Instrument	139081

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUDSON MA
Recording Date	Jun 11, 2021
Property Address	28 VINAL ST, HUDSON, MA 01749-1762
Document Number	077990-534
Book / Page	77990 / 534
Instrument Date	Jun 11, 2021
Instrument	132271
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 VINAL ST, HUDSON, MA 01749-1762

Mortgage

Document Number	0000132272
Date	Jun 11, 2021
Instrument	132272

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	28 VINAL ST, HUDSON, MA 01749-1762
Document Number	73645-473
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 VINAL ST HUDSON MA 017491762, HUDSON, MA 01749-1762

Mortgage

Document Number	73645-473
Date	Nov 14, 2019
Book Page	073645/000473
Instrument	177987

Lender

Name	ST MARY'S CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 13, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 28 Vinal St was $7,755, up 7% from the year before.

Source: Middlesex County and Hudson Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,755.00 (+7.02%)	$558,700 (+7.94%) Land $177,300 Building $381,400	$576,650 (+3.13%)
2024	$7,246.00 (+8.29%)	$517,600 (+12.94%) Land $161,200 Building $356,400	$559,170
2023	$6,691.00	$458,300 Land $155,000 Building $303,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Vinal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Vinal St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 20,032 people · EPA ID MA2141000
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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