28 Vandervort Hill Rd, Unadilla, NY 13849 Property Records

Delaware County and Sidney Town property record for 28 Vandervort Hill Rd, Unadilla, NY 13849

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,832 sqft · built 1957
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Nov 2019)
Tax Bill	$3,515 (2026)
Deeds & Mortgages	May 2026 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`125089 118.-1-26`

Property Details

APN / Parcel Number

Primary APN	`125089 118.-1-26`
Alternative APNs	`50891180000001026000` `08200500021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,640 sqft
Upper Floors Area	192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	76,230 sqft (1.75 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	08200500021
Street Address	28 VANDERVORT HILL RD
City	UNADILLA
State	NY
Zip	13849-2392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	WALTONS GORE
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	DELAWARE NY
Township / Civil Division	SIDNEY
Census Block Group	2
Census Block	2071
Census Tract	970401

Owner

Source: Delaware County and Sidney Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 VANDERVORT HILL RD, UNADILLA, NY 13849-2392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage NBH BANK NATIONAL ASSOCIATION
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION
Feb 22, 2021	Deed of Trust, Mortgage · ARM SIDNEY FEDERAL CREDIT UNION
Nov 1, 2019	Executor's Deed, Transfer · ARM SIDNEY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	20198592
Deed Book / Page	1611 / 124
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Recording Date	May 7, 2026
Property Address	28 VANDERVORT HILL RD, UNADILLA, NY 13849-2392
Document Number	0002569/25
Book / Page	2569 / 25
Instrument Date	May 1, 2026
Instrument	20262569
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 VANDERVORT HILL RD, UNADILLA, NY 13849-2392

Mortgage

Document Number	0000002569,
Date	May 7, 2026
Book Page	2569/25
Instrument	20262569

Lender

Name	NBH BANK NATIONAL ASSOCIATION

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate	5.77%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	28 VANDERVORT HILL RD, UNADILLA, NY 13849-2392
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002389/120
Date	Jun 16, 2022
Book Page	2389/120
Instrument	4766

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	28 VANDERVORT HILL RD, UNADILLA, NY 13849-2392
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002287/214
Date	Feb 22, 2021
Book Page	2287/214
Instrument	1467

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2024
Index	5-Year CMT

November 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	DELAWARE NY
Recording Date	Nov 1, 2019
Property Address	28 VANDERVORT HILL RD, UNADILLA, NY 13849-2392
Document Number	001611/124
Book / Page	1611 / 124
Instrument Date	Oct 15, 2019
Instrument	8592
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 GILBERT ST, SIDNEY, NY 13838-1040
Investor	Possibly a Property Investor

Mortgage

Document Number	002205/265
Date	Nov 1, 2019
Book Page	2205/265
Instrument	8593

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2024
Index	1-Year CMT

Tax Assessment & Valuation

Source: Delaware County and Sidney Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Sidney Town
Unified School District	Sidney Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,515.00 (+0.72%)
2025	$3,490.00 (+135.18%)	$90,510 (-) Land $11,300 Building $79,210	$181,020 (+17.09%) Land $22,600 Building $158,420
2023		$90,510 (-) Land $11,300 Building $79,210	$154,600 (+9.8%) Land $19,302 Building $135,298
2022		$90,510 Land $11,300 Building $79,210	$140,800 Land $17,579 Building $123,221
2021	$1,484.00 (-56.63%)
2020	$3,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2006–2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delhi Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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