28 Valley View Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 28 Valley View Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,660 sqft · built 1958
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,000 (Sep 2013)
Tax Bill	$13,603 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01716-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`14-01716-0000-00025`
Alternative APNs	`1400532F00011` `140171600025`

Interior

Building Area	1,660 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Lot Area	9,757 sqft (0.224 acres)

Location & Zoning

Old Parcel Number	1400532F00011
Street Address	28 VALLEY VIEW TER
City	WAYNE
State	NJ
Zip	07470-4221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1716
Legal Lot Number	25
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1012
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 VALLEY VIEW TER, WAYNE, NJ 07470-4221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2013 · Amount on Record
Deed Sale	Sep 4, 2013 · Amount on Record
Prior Sale	Feb 22, 1994 · Amount on Record
Deed Document Number	201349912
Deed Book / Page	2362 / 51
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Sep 22, 2026
Property Address	28 VALLEY VIEW TER, WAYNE, NJ 07470-4221
Document Number	0000033052
Book / Page	20144 / 258
Instrument Date	Sep 11, 2026
Instrument	202633052
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033052,
Date	Sep 22, 2026
Book Page	20144/258
Instrument	202633052

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 28, 2066

Interest

Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	28 VALLEY VIEW TER, WAYNE, NJ 07470-4221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RESIDENTIAL COM TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048528
Date	Sep 29, 2020
Book Page	M16466/151
Instrument	2020048528

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,800 (-) Land $112,900 Building $113,900	$226,800 (-) Land $112,900 Building $113,900
2025	$13,603.00 (+0.88%)	$226,800 (-) Land $112,900 Building $113,900	$226,800 (-) Land $112,900 Building $113,900
2024	$13,485.00 (+5.16%)
2023		$226,800 Land $112,900 Building $113,900	$226,800 Land $112,900 Building $113,900
2022	$12,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1978–2011)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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