28 Valley Rd, Mount Ephraim, NJ 08059 Property Records

Camden County and Mount Ephraim Borough property record for 28 Valley Rd, Mount Ephraim, NJ 08059

Property Summary

Property Type	Single Family Home
Details	1,088 sqft · built 1925
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Aug 1985)
Tax Bill	$6,676 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00036-0000-00002-04`

Property Details

APN / Parcel Number

Primary APN	`25-00036-0000-00002-04`
Alternative APNs	`25000360000000020004` `2500036000000002C`

Interior

Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2500036000000002C
Street Address	28 VALLEY RD
City	MOUNT EPHRAIM
State	NJ
Zip	08059-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HADDON LAKE MANOR SEC N
Legal Block	36
Legal Lot Number	2.4
Jurisdiction	CAMDEN NJ
Township / Civil Division	MOUNT EPHRAIM
Census Block Group	3
Census Block	3019
Census Tract	611700

Owner

Source: Camden County and Mount Ephraim Borough records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 VALLEY RD, MOUNT EPHRAIM, NJ 08059-1341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 18, 2019	Grant Deed, Transfer · Conventional with PMI M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 1985 · Amount on File
Deed Sale	Aug 30, 1985 · Amount on File
Deed Book / Page	4073 / 74
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	28 VALLEY RD, MOUNT EPHRAIM, NJ 08059-1341
Transaction Type	Mortgage
Record Updated	Mar 29, 2023
Title Company	TITLE 365- NLSE, TITLE365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 VALLEY RD, MOUNT EPHRAIM, NJ 08059-1341

Mortgage

Document Number	0000013355
Date	Feb 22, 2023
Book Page	12295/1412
Instrument	2023013355

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN NJ
Recording Date	Oct 18, 2019
Property Address	28 VALLEY RD, MOUNT EPHRAIM, NJ 08059-1341
Document Number	0000072782
Book / Page	011239 / 001774
Instrument Date	Oct 1, 2019
Instrument	72782
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 VALLEY RD MOUNT EPHRAIM NJ 080591341, MOUNT EPHRAIM, NJ 08059-1341

Mortgage

Document Number	72783
Date	Oct 18, 2019
Book Page	011239/001780
Instrument	72783

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

Source: Camden County and Mount Ephraim Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Mount Ephraim Borough
Unified School District	Mount Ephraim Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,800 (-) Land $35,700 Building $89,100	$124,800 (-) Land $35,700 Building $89,100
2025	$6,676.00 (+2.39%)	$124,800 (-) Land $35,700 Building $89,100	$124,800 (-) Land $35,700 Building $89,100
2024	$6,520.00 (+4.14%)
2023		$124,800 Land $35,700 Building $89,100	$124,800 Land $35,700 Building $89,100
2022	$6,261.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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