28 Valley Rd, Dover, MA 02030 Property Records

Norfolk County and Dover Town property record for 28 Valley Rd, Dover, MA 02030

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,726 sqft · built 1966
Lot Size	1 acres (43,564 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Aug 2019)
Tax Bill	$12,787 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DOVE M:0018 B:00047 L:0000`

Property Details

APN / Parcel Number

Primary APN	`DOVE M:0018 B:00047 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,726 sqft Living Area
Gross Area	6,291 sqft
Basement Area	768 sqft
Unfinished Basement	422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,564 sqft (1 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	28 VALLEY RD
City	DOVER
State	MA
Zip	02030-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	47
Jurisdiction	DOVER MA
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1018
Census Tract	405100

Owner

Source: Norfolk County and Dover Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 VALLEY RD, DOVER, MA 02030-2531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Aug 26, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Deed Document Number	201974729
Deed Book / Page	37090 / 431
Prior Transfer Date	Aug 5, 2019
Prior Transfer Doc	37090-431
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER MA
Property Address	28 VALLEY RD, DOVER, MA 02030-2531
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042588-481
Date	Aug 15, 2025
Book Page	42588/481
Instrument	56438

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOVER MA
Recording Date	Aug 26, 2019
Property Address	28 VALLEY RD, DOVER, MA 02030-2531
Document Number	37090-431
Book / Page	37090 / 431
Instrument Date	Aug 5, 2019
Instrument	74729
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 VALLEY RD, DOVER, MA 02030-2531

Mortgage

Document Number	74730
Date	Aug 26, 2019
Instrument	74730

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Dover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dover Town
Elementary School District	Dover School District (PK - 05)
Secondary School District	Dover-Sherborn School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,787.00 (+2.68%)	$1,142,700 (+3.41%) Land $653,400 Building $489,300	$1,535,592 (+34.69%)
2025	$12,453.00 (+7.55%)	$1,105,000 (+4.59%) Land $642,500 Building $462,500	$1,140,095 (+1.63%)
2024	$11,579.00 (+2.27%)	$1,056,500 (+13.75%) Land $620,700 Building $435,800	$1,121,855
2023	$11,322.00	$928,800 Land $544,500 Building $384,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY (DOVER) private · serves 1,929 people · EPA ID MA3078006
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Jun 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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