Otsego County and Butternuts Town property record for 28 Vale St, Morris, NY 13808
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,080 sqft · built 1987 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Company Name on File |
| Last Sale | $90,000 (Apr 2006) |
| Tax Bill | $4,879 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 362201 282.06-1-21.00 |
| Primary APN | 362201 282.06-1-21.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Upper Floors Area | 456 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 35,719 sqft (0.82 acres) |
| Lot Width | 150 ft Width |
| Shed | 1 Shed |
| Shed Area | 84 sqft |
| Pole Barn | 1,728 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 035600 |
|---|---|
| Street Address | 28 VALE ST |
| City | MORRIS |
| State | NY |
| Zip | 13808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 999 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | BUTTERNUTS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 591500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Gilbertsville Historic District (Boundary Increase) listed 1982 · 122 contributing resources · NRIS 82001232 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
28 Vale St is owned by a company that bought it in April 2006.
Source: Otsego County and Butternuts Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 52, GILBERTSVILLE, NY 13776-0052 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2006 · Amount on File |
| Deed Sale | Apr 27, 2006 · Amount on File |
| Deed Book / Page | 1093 / 537 |
| Prior Transfer Date | Aug 25, 1999 |
| Prior Transfer Doc | 0875000123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | VALE ST, GILBERTSVILLE, NY 13776 |
| Document Number | 0000003164 |
| Instrument Date | Jul 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 52 GILBERTSVILLE NY 137760052, GILBERTSVILLE, NY 13776-0052 |
| Document Number | 0000003164 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 3164 |
| Name | USNY BK |
|---|---|
| Type | Bank |
| Address | GENEVA, NY 14456 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 28 Vale St was $4,879, up 52.5% from the year before.
Source: Otsego County and Butternuts Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Butternuts Town |
| Municipality | Gilbertsville Village |
| Unified School District | Gilbertsville-Mount Upton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,879.00 (+52.47%) | ||
| 2025 | $3,200.00 | $109,400 Land $10,600 Building $98,800 | $160,882 Land $15,588 Building $145,294 |
| 2023 | $109,400 Land $10,600 Building $98,800 | $139,541 Land $13,520 Building $126,021 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Vale St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2006–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Vale St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GILBERTSVILLE VILLAGE serves 477 people · EPA ID NY3800149 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Frontier.
4G LTE (outdoors only), no 5G reported
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