28 Upland St, Auburn, MA 01501 Property Records

Worcester County and Auburn Town property record for 28 Upland St, Auburn, MA 01501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,122 sqft · built 1958
Lot Size	0.478 acres (20,810 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jun 2019)
Tax Bill	$7,594 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2024 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`AUBU M:0013 L:0038`

Property Details

APN / Parcel Number

Primary APN	`AUBU M:0013 L:0038`
Alternative APN	`1788`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,122 sqft Living Area
Gross Area	5,120 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,810 sqft (0.478 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1788
Street Address	28 UPLAND ST
City	AUBURN
State	MA
Zip	01501-3152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	38
Jurisdiction	AUBURN MA
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2022
Census Tract	736400

Owner

28 Upland St is owned and occupied by an individual who bought it in June 2019.

Source: Worcester County and Auburn Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	28 UPLAND ST, WORCESTER, MA 01607-2600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 18, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Aug 24, 2020	Deed of Trust, Mortgage · Balloon Mortgage BERKSHIRE BANK
Jun 28, 2019	Quit Claim Deed, Transfer · FHA Mortgage PEOPLESBANK (HOLYOKE MA)
Jul 16, 2018	Quit Claim Deed, Transfer PLAN INV TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	Jul 16, 2018 · Amount on File
Deed Document Number	201962462
Deed Book / Page	60643 / 239
Transfer Doc	059103-372
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUBURN MA
Property Address	28 UPLAND ST, AUBURN, MA 01501-3152
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072860-14
Date	Nov 21, 2025
Book Page	72860/14
Instrument	101721

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUBURN MA
Property Address	28 UPLAND ST, AUBURN, MA 01501-3152
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071170-131
Date	Oct 18, 2024
Book Page	71170/131
Instrument	85475

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUBURN MA
Property Address	28 UPLAND ST, AUBURN, MA 01501-3152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63089-127
Date	Aug 24, 2020
Book Page	63089/127
Instrument	95179

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AUBURN MA
Recording Date	Jun 28, 2019
Property Address	28 UPLAND ST, AUBURN, MA 01501-3152
Document Number	60643-239
Book / Page	060643 / 000239
Instrument Date	Jun 28, 2019
Instrument	62462
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,413.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 UPLAND ST AUBURN MA 015013152, AUBURN, MA 01501-3152

Mortgage

Document Number	60643-241
Date	Jun 28, 2019
Book Page	060643/000241
Instrument	62463

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AUBURN MA
Recording Date	Jul 16, 2018
Property Address	28 UPLAND ST, AUBURN, MA 01501-3152
Document Number	59103-372
Book / Page	059103 / 000372
Instrument Date	Jul 9, 2018
Instrument	71856
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2257 CONCORD PIKE RD WILMINGTON DE 19801, WILMINGTON, DE 19801

Mortgage

Document Number	59103-375
Date	Jul 16, 2018
Book Page	059103/000375
Instrument	71857

Lender

Name	PLAN INV TR

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 28 Upland St was $7,594, up 4.5% from the year before.

Source: Worcester County and Auburn Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Auburn Town
Unified School District	Auburn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,594.00 (+4.54%)	$533,300 (+4.92%) Land $123,300 Building $410,000	$560,502 (+8.8%)
2025	$7,264.00 (-4.92%)	$508,300 (-0.66%) Land $117,500 Building $390,800	$515,185
2024	$7,640.00 (+9.44%)	$511,700 (+16.4%) Land $113,000 Building $398,700
2023	$6,981.00	$439,600 Land $102,800 Building $336,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Upland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Upland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELM HILL WATER DISTRICT serves 2,278 people · EPA ID MA2017001
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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