28 Umpawaug Rd, Redding, CT 06896 Property Records

Redding Town property record for 28 Umpawaug Rd, Redding, CT 06896 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,458 sqft · built 1984
Lot Size	2.26 acres (98,446 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Sep 2012)
Tax Bill	$16,640 (2025)
Deeds & Mortgages	Aug 2022 Refinance Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`REDD M:42 L:109`

Property Details

APN / Parcel Number

Primary APN	`REDD M:42 L:109`
Alternative APNs	`00286000` `286000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,458 sqft Living Area
Gross Area	6,302 sqft
1st Floor Area	1,582 sqft
Basement Area	1,222 sqft
Unfinished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	98,446 sqft (2.26 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	286000
Street Address	28 UMPAWAUG RD
City	REDDING
State	CT
Zip	06896-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	109
Jurisdiction	REDDING CT
Township / Civil Division	REDDING
Census Block Group	3
Census Block	3017
Census Tract	240100

Owner

Source: Redding Town records · APN REDD M:42 L:109

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 UMPAWAUG RD, REDDING, CT 06896-2809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Mar 29, 2021	Deed of Trust, Mortgage · Balloon Mortgage ARC HOME LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 05, 2012 · Amount on Record
Deed Sale	Sep 05, 2012 · Amount on Record
Prior Sale	Mar 23, 1992 · Amount on Record
Deed Book / Page	381 / 79
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	28 UMPAWAUG RD, REDDING, CT 06896-2809
Transaction Type	Mortgage
Record Updated	Sep 01, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000441-145
Date	Aug 16, 2022
Book Page	441/145

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	28 UMPAWAUG RD, REDDING, CT 06896-2809
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	430-900
Date	Mar 29, 2021
Book Page	430/900

Lender

Name	ARC HOME LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2041

Tax Assessment & Valuation

Source: Redding Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Redding Town
Elementary School District	Redding School District (PK - 08)
Secondary School District	Regional School District 09 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,640.00	$563,300 (-) Land $185,600 Building $377,700	$394,310 Land $129,920 Building $264,390
2024	$16,640.00 (+6.68%)
2023	$15,598.00 (-2.76%)	$563,300 (+17.09%) Land $185,600 Building $377,700
2022	$16,040.00	$481,100 Land $200,200 Building $280,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09001C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
Optimum Communications	Cable	940 / 35

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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