28 Two Creeks Loop, Chapel Hill, NC 27517 Property Records

Chatham County property record for 28 Two Creeks Loop, Chapel Hill, NC 27517

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,658 sqft · built 2019
Lot Size0.257 acres (11,195 sqft)
Owner2 Individual Names on Record
Last Sale$411,500 (Sep 2019)
Tax Bill$4,442 (2025)
Deeds & MortgagesApr 2022 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0092942

Property Details

APN / Parcel Number

Primary APN0092942
Alternative APN
  • 1368671

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,658 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Architectural StyleConventional
Construction TypeWood
Lot Area11,195 sqft (0.257 acres)
Garage TypeAttached

Location & Zoning

Street Address28 TWO CREEKS LOOP
CityCHAPEL HILL
StateNC
Zip27517-8224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 230 AC 0.257 BK 2018 PG 177
Legal SubdivisionLEGACY AT JORDAN LAKE
Legal Block12
Legal Lot Number230
JurisdictionCHATHAM NC
Township / Civil DivisionWILLIAMS
Census Block Group4
Census Block4006
Census Tract20104

Owner

Source: Chatham County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 TWO CREEKS LOOP, CHAPEL HILL, NC 27517-8224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Sep 27, 2019Warranty Deed, Subdivision Related Transfer · Conventional with PMI
M&I FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2019 · Amount on Record
Deed SaleSep 27, 2019 · Amount on Record
Deed Document Number0002068765
Deed Book / Page2068 / 765
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM NC
Property Address28 TWO CREEKS LOOP, CHAPEL HILL, NC 27517-8224
Transaction TypeMortgage
Record UpdatedMay 4, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002297/457
DateApr 19, 2022
Book Page2297/457
Instrument4808
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressMIDDLE RIVER, MD 21220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2037

September 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM NC
Recording DateSep 27, 2019
Property Address28 TWO CREEKS LOOP, CHAPEL HILL, NC 27517-8224
Document Number0000009778
Book / Page002068 / 000765
Instrument DateSep 27, 2019
Instrument9778
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$823.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address28 TWO CREEKS LOOP CHAPEL HILL NC 275178224, CHAPEL HILL, NC 27517-8224

Mortgage

Document Number9779
DateSep 27, 2019
Book Page002068/000767
Instrument9779
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 26, 2049

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyChatham County
Unified School DistrictChatham County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,442.00 (+19.5%)$610,441 (+45.42%) Land $125,700 Building $484,741$610,441 (+45.42%) Land $125,700 Building $484,741
2024$3,717.00 (+4.73%)$419,791 (-) Land $94,275 Building $325,516$419,791 (-) Land $94,275 Building $325,516
2023$3,549.00$419,791 Land $94,275 Building $325,516$419,791 Land $94,275 Building $325,516

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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