28 Troy Ave, Warwick, RI 02889 Property Records

Warwick City property record for 28 Troy Ave, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,560 sqft · built 2004
Lot Size	0.108 acres (4,700 sqft)
Owner	2 Individual Names on File
Last Sale	$185,500 (Mar 2013)
Tax Bill	$5,079 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`33303860000`

Property Details

APN / Parcel Number

Primary APN	`33303860000`
Alternative APNs	`WARW M:333 B:0386 L:0000` `23613`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,700 sqft (0.108 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	23613
Street Address	28 TROY AVE
City	WARWICK
State	RI
Zip	02889-2825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	386
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2007
Census Tract	21501

Owner

Source: Warwick City records · APN 33303860000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 TROY AVE, WARWICK, RI 02889-2825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2013 · Amount on Record
Deed Sale	Mar 19, 2013 · Amount on Record
Prior Sale	Dec 13, 2012 · Amount on Record
Deed Book / Page	7916 / 293
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	28 TROY AVE, WARWICK, RI 02889-2825
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009018-290
Date	Mar 26, 2018
Book Page	9018/290
Instrument	3737

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,079.00 (+9.56%)	$399,900 (+22.41%) Land $95,800 Building $304,100
2024			$319,390
2023	$4,636.00 (+3.18%)	$326,700 (+36.18%) Land $78,200 Building $248,500
2022	$4,493.00	$239,900 Land $45,900 Building $194,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C, as of December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030215012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	43 (1979–2021)
Claims Outside the SFHA	2 of 43
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 17 claims Hurricane Bob, Aug 1991 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 546 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system RI1615627, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WARWICK-CITY OF serves 73,289 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.