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28 Treetop Cir, Ormond Beach, FL 32174 Property Records

Flagler County property record for 28 Treetop Cir, Ormond Beach, FL 32174 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1987
Square Footage2,430 sqft Living Area
Lot Size12,724 sqft (0.292 acres)
Pool450 sqft
OccupancyOwner Occupied
Tax Bill$3,071.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-1A060-0280

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,430 sqft Living Area
Gross Area3,598 sqft Gross Area
1st Floor2,430 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,724 sqft (0.292 acres)
DrivewayDriveway Brick
Driveway Area224 sqft Driveway
Pool Area450 sqft Pool
Deck Area720 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address28 TREETOP CIR
CityORMOND BEACH
StateFL
Zip32174-9206
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SUBD PHASE 1-A UNIT 6 LOT 28 & .02 AC OF OS-11 DESCRIBED IN OR 464 PG 122 OR 280 PG 366 OR 305 PG 220 OR 1769/1402 OR 1771/682 OR 2272/815-SA OR 2299/1148-OD- ERR IN LEG OR 2304/1172-ERR IN LEG 2304/1174-ERR IN LEG OR 2377/1028-1030-CD
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Phase1
Legal Block1A06
Legal Lot Number28
Legal Unit6
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3002
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1A060-0280

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 TREETOP CIR, ORMOND BEACH, FL 32174-9206
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2019Correction Deed, Transfer
ADAMS CAMERON TITLE SERVICES
Aug 19, 2019Correction Deed, Transfer
ADAMS CAMERON TITLE SERVICES
Aug 19, 2019Correction Deed, Transfer
ADAMS CAMERON TITLE SERVICES
Sep 05, 2018Warranty Deed, Transfer
ADAMS CAMERON TITLE SERVICES
Sep 05, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
BANK OF AMERICA
Sep 05, 2018Warranty Deed, Transfer
ADAMS CAMERON TITLE SERVICES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

August 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionFLAGLER FL
Recording DateAug 19, 2019
Property Address28 TREETOP CIR, ORMOND BEACH, FL 32174-9206
Document Number0023771028
Book / Page002377 / 001028
Instrument DateJul 15, 2019
Instrument30498
Transaction TypeTransfer
Record UpdatedAug 28, 2019
Title CompanyADAMS CAMERON TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address704 PLANTATION DR SAVANNAH GA 314192732, SAVANNAH, GA 31419-2732

August 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionFLAGLER FL
Recording DateAug 19, 2019
Property Address28 TREETOP CIR, ORMOND BEACH, FL 32174-9206
Document Number0023771029
Book / Page002377 / 001029
Instrument DateJul 08, 2019
Instrument30499
Transaction TypeTransfer
Record UpdatedAug 28, 2019
Title CompanyADAMS CAMERON TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address704 PLANTATION DR SAVANNAH GA 314192732, SAVANNAH, GA 31419-2732

August 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionFLAGLER FL
Recording DateAug 19, 2019
Property Address28 TREETOP CIR, ORMOND BEACH, FL 32174-9206
Document Number0023771030
Book / Page002377 / 001030
Instrument DateJul 06, 2019
Instrument30500
Transaction TypeTransfer
Record UpdatedSep 06, 2019
Title CompanyADAMS CAMERON TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address704 PLANTATION DR SAVANNAH GA 314192732, SAVANNAH, GA 31419-2732

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 05, 2018
Property Address28 TREETOP CIR, ORMOND BEACH, FL 32174-9206
Document Number0023041172
Book / Page002304 / 001172
Instrument DateAug 28, 2018
Instrument33841
Transaction TypeTransfer
Record UpdatedSep 27, 2018
Title CompanyADAMS CAMERON TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address704 PLANTATION DR SAVANNAH GA 314192732, SAVANNAH, GA 31419-2732

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 05, 2018
Property Address28 TREETOP CIR, ORMOND BEACH, FL 32174-9206
Document Number0023041174
Book / Page002304 / 001174
Instrument DateAug 27, 2018
Instrument33843
Transaction TypeTransfer
Record UpdatedSep 27, 2018
Title CompanyADAMS CAMERON TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address704 PLANTATION DR SAVANNAH GA 314192732, SAVANNAH, GA 31419-2732

Mortgage

Document Number23041175
DateSep 05, 2018
Book Page002304/001175
Instrument33844
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 04, 2048

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 05, 2018
Property Address28 TREETOP CIR, ORMOND BEACH, FL 32174-9206
Document Number0023041173
Book / Page002304 / 001173
Instrument DateAug 27, 2018
Instrument33842
Transaction TypeTransfer
Record UpdatedSep 27, 2018
Title CompanyADAMS CAMERON TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address704 PLANTATION DR SAVANNAH GA 314192732, SAVANNAH, GA 31419-2732

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,071.00 (-8%) Homeowner's exemption Senior Citizen's exemption$290,007 (+5.99%)$299,498 (+9.46%) Land $49,500 Building $249,998
2023$3,338.00 (-11.55%) Homeowner's exemption Additional exemption filed$273,625 (+1.55%) Land $49,500 Building $224,125$273,625 (+1.55%) Land $49,500 Building $224,125
2022$3,774.00$269,449 Land $49,500 Building $219,949$269,449 Land $49,500 Building $219,949

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 565 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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