28 Trapelo Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 28 Trapelo Rd, Belmont, MA 02478

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5 bd · 2 ba · 3,920 sqft · built 1916
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$2,000,000 (Nov 2024)
Tax Bill	$17,996 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:05 P:000147 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:05 P:000147 S`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,920 sqft Total Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Brick
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Street Address	28 TRAPELO RD
City	BELMONT
State	MA
Zip	02478-4445
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	LB3
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	3
Census Block	3012
Census Tract	357400

Owner

28 Trapelo Rd, a commercial property, is owned by a company that bought it in November 2024.

Source: Middlesex County and Belmont Town records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	19 FOSTER RD, BELMONT, MA 02478-3736
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Commercial Mortgage STONEHAM COOPERATIVE BANK
Nov 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage STONEHAM COOPERATIVE BANK
Nov 14, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO
Dec 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STONEHAM COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2024 · Amount on File
Deed Sale	Nov 14, 2024 · Amount on File
Deed Document Number	2024130309
Deed Book / Page	83472 / 262
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	28 TRAPELO RD, BELMONT, MA 02478-4445
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082626-249
Date	Apr 2, 2024
Book Page	82626/249
Instrument	32535

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	28 TRAPELO RD, BELMONT, MA 02478-4445
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082217-437
Date	Nov 16, 2023
Book Page	82217/437
Instrument	131409

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Nov 14, 2024
Property Address	28 TRAPELO RD, BELMONT, MA 02478-4445
Document Number	083472-262
Book / Page	83472 / 262
Instrument Date	Nov 13, 2024
Instrument	130309
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 FOSTER RD, BELMONT, MA 02478-3736

Mortgage

Document Number	0000130313
Date	Nov 14, 2024
Instrument	130313

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	28 TRAPELO RD, BELMONT, MA 02478-4445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73890-250
Date	Dec 24, 2019
Book Page	73890/250
Instrument	205475

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28 Trapelo Rd was $17,996.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,996.00	$1,580,000 Land $663,000 Building $917,000
2023	$14,365.00	$1,278,000 Land $636,000 Building $642,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 Trapelo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 28 Trapelo Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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